SESSION OF 2025
SUPPLEMENTAL NOTE ON SENATE BILL NO. 23
As Amended by House Committee on Insurance
Brief*
SB 23, as amended, would establish a response time for
agents and insurers to respond to inquiries from the Kansas
Insurance Department (Department) and add the failure to
respond to such inquiries to the list of actions that could lead
to action against an agent or insurer’s license. The bill would
also allow for an extension of one-year pilot programs or
testing periods with approval from the Commissioner of
Insurance (Commissioner) for a specific period of time
determined by the Commissioner.
The bill would also make technical amendments.
The bill would be in effect upon publication in the
Kansas Register.
Extension of Pilot or Testing Period
The bill would allow the insurer or producer to request
an extension on a one-year pilot or testing period for a value-
added product or service from the Commissioner for
additional time to determine if the value-added product or
service meets the required criteria. The bill would authorize
the Commissioner to grant such extension, with the specified
time of the extension to be determined by the Commissioner.
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*Supplemental notes are prepared by the Legislative Research
Department and do not express legislative intent. The supplemental
note and fiscal note for this bill may be accessed on the Internet at
https://klrd.gov/ Response to Department Inquiries
The bill would clarify the time period in which an agent
or insurer is required to respond to an inquiry from the
Department to be within 14 calendar days.
The bill would add the failure of an insurer to respond to an
inquiry from the Department to the list of actions that could
lead the Commissioner to deny, suspend, revoke, or refuse a
new license or application for license.
Background
The bill was introduced by the Senate Committee on
Financial Institutions and Insurance at the request of a
representative of the Department. [Note: A companion bill, HB
2043, has been introduced in the House.]
Senate Committee on Financial Institutions and
Insurance
In the Senate Committee hearing, proponent testimony
was provided by a representative of the Department. The
proponent indicated the bill would allow the Department to
better respond to consumer complaints it receives and would
allow an extension beyond the one-year period for a pilot or
testing period at the discretion of the Department to obtain
evidence pertaining to value-added products or services
mitigation.
Written-only neutral testimony was provided by a
representative of the Kansas Association of Property and
Casualty Insurance Companies, Inc.
No other testimony was provided.
The Senate Committee amended the bill to clarify that
the Commissioner may grant an extension for a one-year pilot
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Commissioner.
House Committee on Insurance
In the House Committee hearing, no testimony was
provided.
The House Committee amended the bill to change the
effective date to be upon publication in the Kansas Register.
Fiscal Information
According to the fiscal note prepared by the Division of
the Budget on the bill, as introduced, the Department
indicates enactment of the bill would not have a fiscal effect.
Kansas Insurance Department; commissioner; inquiry response; rebate pilot
programs; value-added product; value-added service
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