Kansas Senate Bill SB28

Kansas 2025-2026 Regular Session

• Introduced: 1/16/25
• Refer: 1/17/25
• Report Pass: 2/3/25
• Engrossed: 2/25/25
• Refer: 2/25/25
• Report Pass: 3/4/25

Caption

Updating public adjuster and insurance agent statutes pertaining to suspension, revocation, denial of licensure and licensure renewal.

Impact

The proposed changes aim to create a stricter regulatory framework to ensure that licensed insurance professionals adhere to ethical standards and legal requirements. By clarifying the grounds for disciplinary actions and the duration of licensing ineligibility, SB28 seeks to protect consumers and enhance the integrity of the insurance sector in Kansas. This legislation is significant for maintaining a professional atmosphere and responding to potential misconduct within the insurance industry.

Summary

Senate Bill 28 focuses on updating the statutes concerning the licensing requirements for insurance agents and public adjusters in Kansas. Specifically, it addresses the conditions under which the commissioner of insurance may deny, suspend, revoke, or refuse the renewal of licenses. The bill outlines various violations that could lead to such actions, including providing false information in applications, committing insurance fraud, and failing to comply with legal obligations such as child support and state income tax. Additionally, it establishes that an individual whose license has been revoked is ineligible to apply for a new license for a set period, emphasizing accountability within the insurance profession.

Contention

Notably, the bill could provoke discussions regarding the balance between consumer protection and ensuring fair access to licensing for otherwise qualified individuals who may have faced past legal challenges. Some individuals may argue that certain provisions, especially those related to felony convictions, could unjustly limit opportunities for rehabilitation and reintegration into the workforce. However, supporters may contend that these stringent measures are necessary to deter fraudulent behavior and maintain trust in the insurance system.