Requests the Department of Insurance to study the issues of the availability and affordability of homeowners' insurance in coastal and intercoastal areas of the state
Urges and requests the Dept. of Insurance to study the practice of credit scoring
Requests the commissioner of insurance to issue regulations requiring insurers to disclose to insureds that homeowner's claims not exceeding the policy deductible may be used by the insurer in determining rates or whether to renew a homeowner's policy
Urges and requests the Department of Insurance to study the practice of credit scoring
Provides that the only credit factor that may be used in determining insurance premiums is that relating to the payment of insurance premiums
Urges and requests the commissioner of the Dept. of Insurance relative to La. Citizens Property Insurance Corp. premium increases
Urges and requests the Dept. of Insurance to study the feasibility of prohibiting insurers from imposing more than a 2% deductible, including but not limited to a named-storm or hurricane deductible on any homeowner's insurance policy
Requests the Louisiana Department of Insurance to study prohibiting insurers from using claims that did not exceed the insured's deductible to cancel coverage
Requests that the Department of Insurance study and report on approaches taken by other southern states to reduce automobile insurance premiums, report statistics obtained by the insurance fraud investigation unit, and advise as to ways to increase the number of automobile insurers writing policies in the state and to report that information to the legislative Task Force on Available and Affordable Automobile Insurance.
Requests the Department of Insurance to review whether insureds are being improperly included in claims information exchanges.