HLS 12RS-837 ORIGINAL
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
Regular Session, 2012
HOUSE BILL NO. 585
BY REPRESENTATIVE ST. GERMAIN
INSURANCE/AUTOM OBILE: Requires proof of financial responsibility and notice of
cancellation or termination to be submitted electronically
AN ACT1
To amend and reenact R.S. 32:898(A) and 901, relative to certificates of insurance; to2
provide for method of filing proof and notice of cancellation or termination; and to3
provide for related matters.4
Be it enacted by the Legislature of Louisiana:5
Section 1. R.S. 32:898(A) and 901 are hereby amended and reenacted to read as6
follows:7
§898. Certificate of insurance as proof8
A. Proof of financial responsibility may shall be furnished by filing with the9
commissioner the written an electronic certificate of any insurance carrier duly10
authorized to do business in this state certifying that there is in effect a motor vehicle11
liability policy for the benefit of the person required to furnish proof of financial12
responsibility. Such electronic certificate shall give the effective date of such motor13
vehicle liability policy, which date shall be the same as the effective date of the14
certificate, and shall designate by explicit description or by appropriate reference all15
motor vehicles covered thereby, unless the policy is issued to a person who is not the16
owner of a motor vehicle.17
* * *18
§901. Notice of cancellation or termination of certified policy19
When an insurance carrier has certified a motor vehicle liability policy under20
R.S. 32:898 or a policy under R.S. 32:899, the insurance so certified shall not be21 HLS 12RS-837 ORIGINAL
HB NO. 585
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
cancelled or terminated until at least ten days after a notice of cancellation or1
termination of the insurance so certified shall be filed electronically, by the insurance2
carrier, in the office of the commissioner, except that such a policy subsequently3
procured and certified shall, on the effective date of its certification, terminate the4
insurance previously certified with respect to any motor vehicle designated in both5
certificates. 6
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
St. Germain HB No. 585
Abstract: Requires proof of financial responsibility and notice of cancellation or
termination to be filed electronically.
Present law provides that proof of financial responsibility may be furnished by filing with
the commissioner the written certificate of any insurance carrier duly authorized to do
business in this state certifying that there is in effect a motor vehicle liability policy for the
benefit of the person required to furnish proof of financial responsibility. Provides that the
certificate shall give the effective date of the motor vehicle liability policy, which date shall
be the same as the effective date of the certificate, and shall designate by explicit description
or by appropriate reference all motor vehicles covered thereby, unless the policy is issued
to a person who is not the owner of a motor vehicle.
Proposed law requires the proof to be filed electronically.
Present law provides that when an insurance carrier has certified a motor vehicle liability
policy under R.S. 32:898 or a policy under R.S. 32:899, the insurance so certified shall not
be cancelled or terminated until at least 10 days after a notice of cancellation or termination
of the insurance so certified shall be filed in the office of the commissioner, except that a
policy subsequently procured and certified shall, on the effective date of its certification,
terminate the insurance previously certified with respect to any motor vehicle designated in
both certificates.
Proposed law requires the notice of cancellation or termination to be filed electronically.
(Amends R.S. 32:898(A) and 901)