SLS 12RS-346 ORIGINAL
Page 1 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.
Regular Session, 2012
SENATE BILL NO. 118
BY SENATOR GARY SMITH
INSURANCE COMMISSIONER. Grants authority to the La. Insurance Commissioner to
promulgate regulations for independent review of benefit determinations. (8/1/12)
AN ACT1
To amend and reenact R.S. 22:1189, relative to the authority of the commissioner of2
insurance to promulgate regulations; to provide for the commissioner to promulgate3
regulations for independent review of benefit determinations; and to provide for4
related matters.5
Be it enacted by the Legislature of Louisiana:6
Section 1. R.S. 22:1189 is hereby amended and reenacted to read as follows: 7
ยง1189. Authority to promulgate regulations8
The commissioner shall issue reasonable regulations to promote premium9
adequacy and to protect the policyholder in the event of substantial rate increases and10
to establish minimum standards for marketing practices, producer compensation,11
producer testing, independent review of benefit determinations, penalties, and12
reporting practices for long-term care insurance.13 SB NO. 118
SLS 12RS-346 ORIGINAL
Page 2 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.
The original instrument and the following digest, which constitutes no part
of the legislative instrument, were prepared by Cheryl Horne.
DIGEST
Present law, relative to long-term care insurance, requires the commissioner of insurance to
promulgate regulations and minimum standards for marketing practices, producer
compensation, producer testing, penalties, and reporting practices.
Proposed law retains present law and adds independent review of benefit determinations to
the commissioner's authority to promulgate rules and marketing practices.
Effective August 1, 2012.
(Amends R.S. 22:1189)