Louisiana 2013 2013 Regular Session

Louisiana Senate Bill SB27 Comm Sub / Analysis

                    RDCSB27 2991 3744
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DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent.  [R.S. 1:13(B) and 24:177(E)]
DIGEST
Broome (SB 27)
Present law provides that, for notices of seizure, the sheriff to whom the writ is directed shall
make three notices setting forth the title of the action, its docket number, the court which
issued the writ, the amount of the judgment or claim specified in the writ, an exact copy of
the description of the immovable property furnished him, the fact that the sheriff is seizing
the property, and the date of the first scheduled sale of the property.
Proposed law provides that, in addition to those items, the sheriff's notice of seizure shall
provide information concerning the availability of housing counseling services.  Further
provides that the initial sheriff's sale date shall not be scheduled any earlier than 60 days
after the date the order commanding the issuance of the writ is signed.
Present law provides that the sheriff may use the form provided in R.S. 13:3852 for a notice
of seizure.
Proposed law requires the sheriff to use the form provided in R.S. 13:3852.
Proposed law adds the following to the present law form:
(1)Notice that the sheriff's sale date may change, that the defendant (judgment debtor)
may contact the sheriff's office to find out the new date when the property is
scheduled to be sold, and that the new sale date will be published in the local
newspaper.
(2)Notice that, if the seized property is residential property, the defendant may be
afforded the opportunity to bring his account in good standing by entering into a loss
mitigation agreement with the lender, or by paying all past due payments plus
permitted costs and expenses within the time permitted by law for reinstatement of
his account. 
(3)Notice that the defendant (judgment debtor) is strongly encouraged to seek legal
counsel, and that, if he cannot afford to pay an attorney, he may be able to qualify
for free legal services.
(4)Notice that foreclosure prevention counseling services through a housing counselor,
including loss mitigation, are provided free of charge. Further includes notice that
the U.S. Department of Housing and Urban Development and the Louisiana Housing
Corporation provide local housing counseling services. 
Present law provides that after seizure of property, the sheriff shall serve promptly upon the
judgment debtor a written notice of seizure and list of property seized, in the manner
provided for service of citation. If service cannot be made on the judgment debtor or his
attorney of record, the court shall appoint an attorney to serve.  The notice of seizure shall
be substantially similar to the form provided in R.S. 13:3852.
Proposed law provides that the sheriff's service of the notice of seizure shall be
accomplished by personal or domiciliary service.  Proposed law further provides that the
notice of seizure shall be in the form provided in R.S. 13:3852, and provides that the form
shall include information concerning the availability of housing counseling services, as well
as time, date, and place of sheriff's sale.  RDCSB27 2991 3744
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Present law provides that, in the execution of a writ of seizure and sale, the sheriff shall
serve upon the defendant a written notice of the seizure of the property.
Proposed law provides that the sheriff shall serve such written notice upon the defendant by
personal or domiciliary service.  Proposed law further provides that the notice of seizure
shall include information concerning the availability of housing counseling services, as well
as time, date, and place of the sheriff's sale, in accordance with the form provided in R.S.
13:3852(B).
Effective August 1, 2013.
(Amends R.S. 13:3852 and C.C.P. Arts. 2293(B)(1) and 2721(B))
Summary of Amendments Adopted by Senate
Committee Amendments Proposed by Senate Committee on Judiciary A to the
original bill
1. Removes proposed requirement that the sheriff serve amended notices each
time the sheriff's sale date changes.
2. Adds notification in sheriff's form notice that sheriff's sale date may change,
that the new sale date may be obtained by contacting the sheriff's office, and
that the new sale date will be published in the local newspaper. 
3. Adds notification that the judgment debtor is strongly encouraged to obtain
the services of a housing counselor, bankruptcy attorney or other competent
legal counsel, and that if the judgment debtor cannot afford to pay an
attorney, he may be able to qualify for free legal services.
4. Changes the proposed required time period between sheriff's service of the
notice of seizure on the judgment debtor and the sheriff's sale date from 90
days to 45 days.
Senate Floor Amendments to engrossed bill
1. Makes Legislative Bureau technical changes.
2. Provides that foreclosure prevention counseling services should be made
through a housing counselor.
3. Encourages judgment debtor to seek legal counsel.
4. Makes Bureau note changes.
Summary of Amendments Adopted by House
Committee Amendments Proposed by House Committee on Civil Law and Procedure
to the reengrossed bill.
1. Removed the requirement that the sheriff serve the defendant with written notice
at least 45 days prior to the initial scheduled date.
2. Added the prohibition that the initial sheriff's sale date not be scheduled earlier
than 60 days after the order commanding issuance of the writ is signed.