Louisiana 2013 2013 Regular Session

Louisiana Senate Bill SB27 Comm Sub / Analysis

                    Broome (SB 27)	Act No. 339
Enacts the "Louisiana Home Protection Act."
Prior law provided that, for notices of seizure, the sheriff to whom the writ is directed shall
make three notices setting forth the title of the action, its docket number, the court which
issued the writ, the amount of the judgment or claim specified in the writ, an exact copy of
the description of the immovable property furnished him, the fact that the sheriff is seizing
the property, and the date of the first scheduled sale of the property.
New law provides that, in addition to those items, the sheriff's notice of seizure shall provide
information concerning the availability of housing counseling services.  Further provides that
the initial sheriff's sale date shall not be scheduled any earlier than 60 days after the date the
order commanding the issuance of the writ is signed.
Prior law provided that the sheriff may use the form provided in R.S. 13:3852 for a notice
of seizure.  New law requires the sheriff to use the form provided in R.S. 13:3852.
New law adds the following to the prior law form:
(1)Notice that the sheriff's sale date may change, that the defendant (judgment debtor)
may contact the sheriff's office to find out the new date when the property is
scheduled to be sold, and that the new sale date will be published in the local
newspaper.
(2)Notice that, if the seized property is residential property, the defendant may be
afforded the opportunity to bring his account in good standing by entering into a loss
mitigation agreement with the lender, or by paying all past due payments plus
permitted costs and expenses within the time permitted by law for reinstatement of
his account. 
(3)Notice that the defendant (judgment debtor) is strongly encouraged to seek legal
counsel, and that, if he cannot afford to pay an attorney, he may be able to qualify
for free legal services.
(4)Notice that foreclosure prevention counseling services through a housing counselor,
including loss mitigation, are provided free of charge. Further includes notice that
the U.S. Department of Housing and Urban Development and the Louisiana Housing
Corporation provide local housing counseling services. 
Prior law provided that after seizure of property, the sheriff shall serve promptly upon the
judgment debtor a written notice of seizure and list of property seized, in the manner
provided for service of citation.  If service cannot be made on the judgment debtor or his
attorney of record, the court shall appoint an attorney to serve. The notice of seizure shall
be substantially similar to the form provided in R.S. 13:3852.
New law provides that the sheriff's service of the notice of seizure shall be accomplished by
personal or domiciliary service.  New law further provides that the notice of seizure shall be
in the form provided in R.S. 13:3852, and provides that the form shall include information
concerning the availability of housing counseling services, as well as time, date, and place
of sheriff's sale. 
Prior law provided that, in the execution of a writ of seizure and sale, the sheriff shall serve
upon the defendant a written notice of the seizure of the property.
New law provides that the sheriff shall serve such written notice upon the defendant by
personal or domiciliary service.  New law further provides that the notice of seizure shall
include information concerning the availability of housing counseling services, as well as
time, date, and place of the sheriff's sale, in accordance with the form provided in R.S.
13:3852(B).
Effective August 1, 2013.
(Amends R.S. 13:3852 and C.C.P. Arts. 2293(B)(1) and 2721(B))