HLS 14RS-1226 ORIGINAL
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
Regular Session, 2014
HOUSE BILL NO. 470
BY REPRESENTATIVE HARRISON
INSURERS: Requires insurers who are admitted to write homeowner's policies in the state
to provide coverage on any residential structure which has been constructed or
retrofitted to comply with the Uniform Construction Code
AN ACT1
To enact R.S. 22:1471.2, relative to property insurance; to require certain admitted insurers2
to insure certain homeowners; and to provide for related matters.3
Be it enacted by the Legislature of Louisiana:4
Section 1. R.S. 22:1471.2 is hereby enacted to read as follows: 5
ยง1471.2. Homeowner's insurance; compliance with construction code6
Every insurer who is admitted to write life insurance, professional liability7
insurance, automobile insurance, or any other type of insurance in this state and who8
is also admitted to write homeowner's insurance in this state shall be required to9
provide homeowner's insurance coverage, including windstorm and hail coverage,10
on any residential structure that has been constructed or retrofitted in compliance11
with the State Uniform Construction Code.12
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
Harrison HB No. 470
Abstract: Requires insurers that write any type of insurance in this state and also write
homeowner's insurance in this state to provide homeowner's insurance coverage on
any residential structure constructed or retrofitted in compliance with the State
Uniform Construction Code. HLS 14RS-1226 ORIGINAL
HB NO. 470
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.
Proposed law requires every insurer who is admitted to write any type of insurance in the
state and who is also admitted to write homeowner's insurance in the state to provide
homeowner's insurance coverage, including windstorm and hail coverage, on any residential
structure that has been constructed or retrofitted in compliance with the La. State Uniform
Construction Code.
(Adds R.S. 22:1471.2)