DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 160 Engrossed 2015 Regular Session Huval
Abstract: Provides that there shall be no cause of action against an insurance producer for his
issuing a certificate of insurance unless the producer willfully misrepresents the underlying
insurance policy in the certificate.
Present law provides for the issuance of certificates of insurance by insurers or insurance producers.
Proposed law provides that there shall be no cause of action against an insurance producer for
completing or issuing any supplement to a certificate of insurance to a person other than a
policyholder or a lender involved in a mortgage, lien, or any real or personal property security
interest transaction, unless the insurance producer willfully competes or is grossly negligent in
completing the certificate in a manner which misrepresents the underlying policy.
(Adds R.S. 22:890(Q))
Summary of Amendments Adopted by House
The Committee Amendments Proposed by House Committee on Insurance to the original bill:
1. Restrict the no cause of action against a producer to the completion of any supplement
to a certificate of insurance provided to a person other than a policyholder or a lender in
a lending transaction involving a mortgage, lien, or other security interest in real or
personal property.
2. Allow a cause of action against a producer when the producer is grossly negligent in
completing a supplement to a certificate of insurance.