The original instrument and the following digest, which constitutes no part of the
legislative instrument, were prepared by Cheryl Horne.
DIGEST
SB 108 Original 2015 Regular Session Buffington
Proposed law defines "co-insurance", "copayment", "deductible", "health insurance coverage",
"health insurance issuer", and "high deductible" as used in proposed law.
Proposed law prohibits a health insurance issuer from contracting with a healthcare provider which
requires the healthcare provider to collect any applicable co-insurance or deductible amount which
may be the responsibility of the insured when the insured's contract for health insurance includes a
high deductible.
Proposed law requires a health insurance insurer to recover all co-insurance and deductible amounts
due from patients for covered services as required under the insurer's coverage.
Proposed law prohibits payment of claims submitted by healthcare providers which are dependent
on the health insurance insurer recovering any applicable co-insurance and deductible amounts.
Further prohibits collection of any applicable co-insurance, deductible, and copayment amounts to
be required to be completed prior to processing and paying a claim.
Effective August 1, 2015.
(Adds R.S. 22:1839)