HLS 17RS-416 ORIGINAL
2017 Regular Session
HOUSE BILL NO. 392
BY REPRESENTATIVE CONNICK
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
INSURANCE/FIRE-CASUALTY: Prohibits insurers from combining a higher classified
public fire protection area with a lower classified public fire protection area for the
purpose of determining insurance rates for both districts
1 AN ACT
2To enact R.S. 22:1460(I)(1)(c), relative to fire insurance rates; to provide for the
3 determination of fire insurance rates; to prohibit certain methods of determination;
4 and to provide for related matters.
5Be it enacted by the Legislature of Louisiana:
6 Section 1. R.S. 22:1460(I)(1)(c) is hereby enacted to read as follows:
7 ยง1460. Fire insurance rates; the Property Insurance Association of Louisiana
8 * * *
9 I.(1)
10 * * *
11 (c) No insurance company shall combine a higher classified public fire
12 protection area with a lower classified public fire protection area for the purpose of
13 determining the fire insurance rate for the combined public fire protection areas.
14 * * *
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions. HLS 17RS-416 ORIGINAL
HB NO. 392
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 392 Original 2017 Regular Session Connick
Abstract: Prohibits insurers from combining a higher classified fire protection area with
a lower classified fire protection area for the determination of fire insurance rates for
the combined areas.
Present law requires insurance companies writing fire insurance in La. to adhere to rates
promulgated by the Property Insurance Association of Louisiana (PIAL).
Proposed law prohibits insurance companies writing fire insurance in La. from combining
a lower classified fire protection area with a higher classified fire protection area for the
determination of fire insurance rates for the combined areas.
(Adds R.S. 22:1460(I)(1)(c))
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.