RÉSUMÉ DIGEST ACT 61 (HB 392) 2017 Regular Session Connick Existing law requires insurance companies writing fire insurance in La. to adhere to rates promulgated by the Property Insurance Association of Louisiana (PIAL). New law prohibits insurance companies writing fire insurance in La. from combining a lower classified fire protection area with a higher classified fire protection area for the determination of fire insurance rates for the combined areas. Effective August 1, 2017. (Adds R.S. 22:1460(I)(1)(c))