RÉSUMÉ DIGEST
ACT 225 (HB 542) 2017 Regular Session Stokes
New law applies to travel insurance where policies and certificates are delivered or issued
for delivery in La.
New law provides for definitions.
New law subjects travel insurers to the provisions of the Insurance Code in regards to
requirements for deposits, assessments, fees, and taxes, including the premium tax.
New law allows for the offering of travel protection plans for one price if there is no finding
that the travel insurance market is noncompetitive, certain waivers are clearly delineated in
the plan's materials, and the plan clearly discloses that it includes travel insurance, travel
assistance services, and cancellation fee waivers.
New law allows the inclusion of blanket travel insurance coverage with the purchase of a
trip.
New law allows travel insurance to be provided by an individual policy or under a group or
master policy.
New law requires disclosure of pre-existing condition exclusions.
New law requires disclosure of whether the policy is primary or secondary to other applicable
coverage.
New law provides policyholders with 10 days from the date of purchase to cancel the policy,
unless a covered trip has commenced or a claim under the policy has been filed.
New law provides that travel insurance shall be classified and filed as a marine and
transportation line of insurance.
New law allows the commissioner to promulgate rules and regulations under the APA.
Effective January 1, 2018.
(Adds R.S. 22:1351-1358)
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