HLS 18RS-2126 ORIGINAL 2018 Regular Session HOUSE BILL NO. 824 BY REPRESENTATIVE TALBOT INSURANCE/HEALTH: Provides relative to facility disclosure requirements 1 AN ACT 2To amend and reenact R.S. 22:1880(C) and (E) and to enact R.S. 22:1880(F), relative to 3 balance billing facility disclosure requirements; to require a healthcare facility to 4 provide a list of out-of-network providers to a patient; to require notice to insureds 5 of possible balance billing for services provided at a healthcare facility; to require 6 the posting of information on the facility's website; and to provide for related 7 matters. 8Be it enacted by the Legislature of Louisiana: 9 Section 1. R.S. 22:1880(C) and (E) are hereby amended and reenacted and R.S. 1022:1880(F) is hereby enacted to read as follows: 11 ยง1880. Balance billing disclosure 12 * * * 13 C. Facility disclosure requirements. Each healthcare facility not providing 14 surgical services shall do all of the following: 15 (1) Provide a written notice to an enrollee or insured at the first registration 16 contact with the enrollee or insured at the healthcare facility regarding 17 nonemergency services. A copy of the written notice shall be signed by the enrollee 18 or insured and be maintained by the healthcare facility. The written notice shall 19 disclose all of the following items: information: Page 1 of 6 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 18RS-2126 ORIGINAL HB NO. 824 1 (a) Confirmation as to whether the facility is a participating provider 2 contracted with the enrollee's or insured's health insurance issuer on the date services 3 are to be rendered, based on the information received from the enrollee or insured 4 at the time the confirmation is provided. 5 (b) The following balance billing disclosure notice in minimum 12 twelve 6 point typeface: 7 "NOTICE 8 Professional services rendered by independent healthcare professionals are 9 not part of the hospital bill. These services will be billed to the patient separately. 10 Please understand that physicians or other healthcare professionals may be called 11 upon to provide care or services to you or on your behalf, but you may not actually 12 see, or be examined by, all physicians or healthcare professionals participating in 13 your care; for example, you may not see physicians providing radiology, pathology, 14 and EKG interpretation. In many instances, there will be a separate charge for 15 professional services rendered by physicians to you or on your behalf, and you will 16 receive a bill for these professional services that is separate from the bill for hospital 17 services. These independent healthcare professionals may not participate in your 18 health plan and you may be responsible for payment of all or part of the fees for the 19 services provided by these physicians who have provided out-of-network services, 20 in addition to applicable amounts due for copayments, coinsurance, deductibles, and 21 non-covered noncovered services. 22 We encourage you to contact your health plan to determine whether the 23 independent healthcare professionals are participating with your health plan. In 24 order to obtain the most accurate and up-to-date information about in-network and 25 out-of-network independent healthcare professionals, please contact the customer 26 service number of your health plan or visit its website. Your health plan is the 27 primary source of information on its provider network and benefits. To help you 28 determine whether the independent healthcare professionals who provide services 29 at this facility are participating with your health plan, this healthcare facility has Page 2 of 6 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 18RS-2126 ORIGINAL HB NO. 824 1 provided you with a complete list of the names and contact information for each 2 individual or group." 3 (2) Provide a list to the enrollee or insured that contains the name and 4 contact information for each individual or group of hospital-contracted 5 anesthesiologists, pathologists, radiologists, hospitalists, intensivists, and 6 neonatologists who provide services at that facility and inform the enrollee or 7 insured that the enrollee or insured may request information from their the enrollee's 8 or insured's health insurance issuer as to whether those physicians are contracted 9 with the health insurance issuer and under what circumstances the enrollee or insured 10 may be responsible for payment of any amounts not paid by the health insurance 11 issuer. 12 (3) If the facility operates a website that includes a listing of physicians who 13 have been granted medical staff privileges to provide medical services at the facility, 14 post on the facility's website a list that contains the name and contact information for 15 each facility-based physician or facility-based physician group that has been granted 16 medical staff privileges to provide medical services at the facility, and an update of 17 the list within thirty days of any changes. 18 (4) If a facility meets the definition of a provider-based entity, as defined by 19 42 CFR 413.65, and the facility is located off of the main hospital campus the facility 20 shall disclose to the enrollee or insured the following: 21 (a) That the enrollee or insured is receiving services in a hospital-based 22 outpatient facility where the facility provides the use of the facility, medical, or 23 technical equipment, supplies, staff, and services. 24 (b) That depending on the enrollee's or insured's health insurance benefit 25 plan and the actual services furnished by the facility, the patient may receive a 26 facility charge billed separately from the physician that covers the fees for the use 27 of the facility, medical, or technical equipment, supplies, staff, and services. 28 * * * Page 3 of 6 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 18RS-2126 ORIGINAL HB NO. 824 1 E. Facility disclosure requirements prior to nonemergency surgery. Each 2 healthcare facility providing surgical services shall do all of the following: 3 (1) Provide a written notice to an enrollee or insured no later than seventy- 4 two hours prior to the scheduled date of a nonemergency surgical procedure. A copy 5 of the written notice shall be signed by the enrollee or insured and be maintained by 6 the healthcare facility. The written notice shall disclose all of the following 7 information: 8 (a) Confirmation as to whether the facility is a participating provider 9 contracted with the enrollee's or insured's health insurance issuer on the date services 10 are to be rendered, based on the information received from the enrollee or insured 11 at the time the confirmation is provided. 12 (b) The following balance billing disclosure notice: 13 "NOTICE 14 Professional services rendered by independent healthcare professionals are 15 not part of the hospital bill. These services will be billed to the patient separately. 16 Please understand that physicians or other healthcare professionals may be called 17 upon to provide care or services to you or on your behalf, but you may not actually 18 see, or be examined by, all physicians or healthcare professionals participating in 19 your care; for example, you may not see physicians providing radiology, pathology, 20 and EKG interpretation. In many instances, there will be a separate charge for 21 professional services rendered by physicians to you or on your behalf, and you will 22 receive a bill for these professional services that is separate from the bill for hospital 23 services. These independent healthcare professionals may not participate in your 24 health plan and you may be responsible for payment of all or part of the fees for the 25 services provided by these physicians who have provided out-of-network services, 26 in addition to applicable amounts due for copayments, coinsurance, deductibles, and 27 noncovered services. 28 We encourage you to contact your health plan to determine whether the 29 independent healthcare professionals are participating with your health plan. In Page 4 of 6 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 18RS-2126 ORIGINAL HB NO. 824 1 order to obtain the most accurate and up-to-date information about in-network and 2 out-of-network independent healthcare professionals, please contact the customer 3 service number of your health plan or visit its website. Your health plan is the 4 primary source of information on its provider network and benefits. To help you 5 determine whether the independent healthcare professionals who provide services 6 at this facility are participating with your health plan, this healthcare facility has 7 provided you with a complete list of the names and contact information for each 8 individual or group." 9 (c) A list of all facility-based providers who will be providing services 10 during the surgical procedure but whose services are not included in the fee charged 11 by the healthcare facility and who will bill the enrollee or insured separately. 12 (2) Provide a list, upon request from an enrollee or insured, that contains the 13 name and contact information for each individual or group of hospital-contracted 14 anesthesiologists, pathologists, radiologists, hospitalists, intensivists, and 15 neonatologists who provide services at that facility and inform the enrollee or 16 insured that the enrollee or insured may request information from the enrollee's or 17 insured's health insurance issuer as to whether those providers are contracted with 18 the health insurance issuer and under what circumstances the enrollee or insured may 19 be responsible for payment of any amounts not paid by the health insurance issuer. 20 (3) If the facility operates a website that includes a listing of providers who 21 have been granted medical staff privileges to provide medical services at the facility, 22 post on the facility's website a list that contains the name and contact information for 23 each facility-based provider or facility-based provider group that has been granted 24 medical staff privileges to provide medical services at the facility, and an update of 25 the list within thirty days of any changes. 26 F. The provisions of this Section shall be enforced in accordance with R.S. 27 22:1879(D) and (E). Page 5 of 6 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 18RS-2126 ORIGINAL HB NO. 824 DIGEST The digest printed below was prepared by House Legislative Services. It constitutes no part of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)] HB 824 Original 2018 Regular Session Talbot Abstract: Requires a healthcare facility, at least 72 hours prior to the scheduled date of a nonemergency surgery, to advise a patient of the potential use of out-of-network providers. Present law requires a healthcare facility, at the first registration contact with a patient, to provide a written notice to the patient regarding the possibility of services being rendered to the patient by facility-based providers who are out-of-network providers. Present law further requires that the patient be informed in the written notice that the patient may be responsible for all or part of the fees for out-of-network services. Proposed law limits present law to facilities not providing surgical services. Proposed law requires a healthcare facility providing surgical services, at least 72 hours prior to a scheduled nonemergency surgery, to provide a written notice to the patient regarding the possibility of services being rendered to the patient by facility-based providers who are out-of-network providers and a list of all providers who will be providing services during the surgical procedure whose fees are not included in the fees charged by the facility. Proposed law further requires that the patient be informed in the written notice that the patient may be responsible for all or part of the fees for out-of-network services. (Amends R.S. 22:1880(C) and (E); Adds R.S. 22:1880(F)) Page 6 of 6 CODING: Words in struck through type are deletions from existing law; words underscored are additions.