Provides for insurance coverage for hearing aids. (8/1/18)
Impact
This legislation is poised to significantly impact health insurance policies in Louisiana. By requiring coverage of hearing aids, it aims to improve the quality of hearing healthcare for individuals, especially for minors who may rely on these devices for essential auditory functions. The implementation of this bill is set to convert existing policies to include these provisions by specific dates, ultimately expanding the benefits available to a broader range of insured individuals.
Summary
Senate Bill 235 mandates insurance coverage for hearing aids, specifically addressing individuals covered under certain insurance policies. The legislation amends existing state laws to enhance coverage for hearing aids, making them more accessible, particularly for minors. The bill also establishes provisions for entities that provide coverage for individuals aged eighteen and older, ensuring that they can select higher-priced hearing aids if desired, with the excess cost covered by the insured.
Sentiment
The sentiment surrounding SB 235 appears to be overwhelmingly positive, as evidenced by the unanimous vote of 93-0 in the House for its final passage. Advocates argue that the bill represents a crucial step in ensuring that essential health items such as hearing aids are accessible to those who need them, thereby promoting better health outcomes. The support reflects a collective recognition of the importance of auditory health, particularly among children.
Contention
While the bill has generally received positive feedback, there could be potential contention regarding how insurance providers implement the new provisions and adjust their policies accordingly. Additionally, the financial implications for insurance companies in covering these devices might lead to debates about increased premiums or coverage limits in other areas. Nonetheless, the initial reception indicates strong legislative support, focusing primarily on health equity and accessibility.