RÉSUMÉ DIGEST ACT 227 (HB 423) 2019 Regular Session Emerson Prior law provided that a certifying licensing agency or board should deny an application or an application for renewal of, any license, permit, or certificate for defaulting on certain student loans guaranteed by the special commission. Prior law provided that an applicant who had defaulted on certain student loans may have had his license denied or issued conditionally upon complying with the repayment requirement of the loan. Prior law provided that the licensing agency or board had the authority to make determinations on the applicant's license based on recommendations by the special commission. Prior law required the licensing agency or board to notify the special commission of their recommendation in denying or issuing a conditional license to an applicant. New law repeals prior law. New law provides that being delinquent with a student loan payment or in default according to the terms of a student loan shall not be grounds for the denial of an initial application or an application for the renewal or suspension of any license, permit, or certificate required by the state or a political subdivision of the state for a conditional license, permit, or certificate required in order to practice or engage in a trade, occupation, or profession. New law provides that new law is not an authorization for nonpayment or delay of repayment of a student loan. New law defines "default" as the failure to repay a loan according to the terms agreed to in the promissory note. New law defines "delinquent" as the failure to make loan payments when they are due. New law defines "license" as any license, permit, certificate, registration, or other means required to engage in an occupation that is granted or issued by the state, its agencies, or political subdivisions responsible by law for the licensing of persons or occupations before a person may pursue, practice, or engage in any occupation. New law defines "student loan" as a federally-guaranteed or state-guaranteed loan for the purposes of post-secondary education. Effective August 1, 2019. (Adds R.S. 37:2951.1; Repeals R.S. 37:2951)