SLS 19RS-362 ENGROSSED 2019 Regular Session SENATE BILL NO. 127 BY SENATOR LONG Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana. DENTISTRY. Provides for a direct primary care agreement with a dental practice. (8/1/19) 1 AN ACT 2 To enact R.S. 37:798, relative to direct primary care agreements with a dental practice; to 3 provide definitions; to set forth the written requirements for direct primary care 4 agreements with a dental practice; to provide that a direct primary care agreement 5 does not constitute health or dental insurance; to provide for prohibited and 6 authorized practices; to provide terms and conditions; and to provide for related 7 matters. 8 Be it enacted by the Legislature of Louisiana: 9 Section 1. R.S. 37:798 is hereby enacted to read as follows: 10 ยง798. Direct primary care agreement with a dental practice 11 A. As used in this Section, the following words have the meanings 12 ascribed to them unless the context requires otherwise: 13 (1) "Board" means the Louisiana State Board of Dentistry. 14 (2) "Dentist" means a person licensed to practice dentistry in this state. 15 (3) "Direct primary care agreement" means a written agreement 16 between a direct dental practice and a patient or his or her legal representative 17 whereby the direct dental practice agrees to provide dental services to the Page 1 of 6 Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SB NO. 127 SLS 19RS-362 ENGROSSED 1 patient for an agreed upon fee and period of time. 2 (4) "Direct dental practice" means a dentist or dental practice of a 3 dentist that charges a periodic fee for dental services and which does not bill a 4 third party, including any entity subject to regulation under Title 22 of the 5 Louisiana Revised Statutes of 1950, for any additional fee for services for 6 patients covered under a direct primary care agreement. The per visit charge 7 of the practice shall be less than the monthly equivalent of the periodic fee. 8 B. A direct primary care agreement that complies with the provisions of 9 this Section is not health or dental insurance and is not subject to the provisions 10 or regulations provided for under Title 22 of the Louisiana Revised Statutes of 11 1950. 12 C. A patient or legal representative shall not forfeit any insurance 13 benefits, Medicaid benefits, or Medicare benefits by purchasing healthcare 14 services or products outside the system. 15 D. A direct dental practice offering, marketing, selling, or entering into 16 a direct primary care agreement shall not be required to obtain a certificate of 17 authority or license other than to maintain a current license to practice 18 dentistry in this state. 19 E. To be considered a direct primary care agreement for the purposes 20 of this Section, the agreement shall satisfy all of the following: 21 (1) Be in writing. 22 (2) Be signed by a dentist, or agent of the dentist, and the patient, or his 23 or her legal representative. 24 (3) Allow either party to terminate the agreement upon written notice of 25 at least thirty days to the other party. 26 (4) Describe the scope of dental services that are covered by the periodic 27 fee. 28 (5) Specify the periodic fee and any additional fees outside of the periodic 29 fee for ongoing dental services. Page 2 of 6 Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SB NO. 127 SLS 19RS-362 ENGROSSED 1 (6) Specify the duration of the agreement and any automatic renewal 2 periods and require that no more than twelve months of the periodic fee be paid 3 in advance. 4 (7) Prominently state in writing that is conspicuously visible and in bold 5 font all of the following: 6 (a) The agreement does not constitute health or dental insurance under 7 the laws of this state. 8 (b) Patients insured by health insurance plans that are compliant with 9 the Patient Protection and Affordable Care Act may already have coverage for 10 pediatric dental benefits. 11 (c) Payments made by a patient for services rendered under a direct 12 primary care agreement may not count toward the patient's health insurance 13 deductibles and maximum out-of-pocket expenses. 14 (d) A patient is encouraged to consult with the patient's health insurance 15 plan before entering into the agreement and receiving care. 16 (8) Provide that, upon termination of the agreement by the patient, all 17 unearned fees are to be returned to the patient. 18 F. A direct dental practice may accept payment of periodic fees directly 19 or indirectly from third-parties. A direct dental practice may accept a periodic 20 fee paid by an employer on behalf of an employee who is a direct patient. 21 However, a dental practice shall not enter into a contract with an employer 22 relating to the direct primary care agreements between the direct dental 23 practice and employees of that employer other than to establish the timing and 24 method of the payment of the periodic fee by the employer. 25 G. A direct dental practice shall not decline to accept a new direct 26 primary care patient or discontinue care to an existing patient solely because of 27 a patient's health status, race, religion, national origin, the presence of any 28 sensory, mental or physical disability, education, or economic status. A direct 29 dental practice may decline to accept a patient if either: Page 3 of 6 Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SB NO. 127 SLS 19RS-362 ENGROSSED 1 (1) In the dentist's opinion, the patient's health condition is such that the 2 provider is unable to provide the appropriate level and type of dental services 3 the patient requires. 4 (2) The dental practice has reached its maximum capacity. 5 H. A direct dental practice may discontinue care for patients under the 6 direct primary care agreement under any of the following conditions: 7 (1) The patient fails to pay the periodic fee. 8 (2) The patient has performed an act of fraud concerning the direct 9 primary care agreement. 10 (3) The patient repeatedly fails to adhere to the recommended treatment 11 plan. 12 (4) The patient is abusive or presents an emotional or physical danger to 13 the staff or other patients of the dental practice. 14 (5) The direct dental practice discontinues operation as a dental practice. 15 I. A direct dental practice shall not: 16 (1) Enter into a participating provider contract with any health or dental 17 insurance issuer or with any health or dental insurance issuer's contractor or 18 subcontractor to provide healthcare or dental services through a direct 19 agreement except as set forth in Subsection J of this Section. 20 (2) Submit a claim for payment to any health or dental insurance issuer 21 or any health or dental insurance issuer's contractor or subcontractor for 22 healthcare or dental services provided to direct patients as covered by their 23 direct agreement. 24 (3) Pay for healthcare or dental services covered by a direct agreement 25 rendered to direct patients by providers other than the providers in the direct 26 practice or their employees, except as described in Subsection J of this Section. 27 J. A direct dental practice may: 28 (1) Enter into a participating provider contract with a health or dental 29 insurance issuer for purposes other than payment of claims for services Page 4 of 6 Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SB NO. 127 SLS 19RS-362 ENGROSSED 1 provided to direct patients through a direct agreement. Such dentists shall be 2 subject to all other provisions of the participating provider contract applicable 3 to participating providers. 4 (2) Pay for charges associated with: 5 (a) Dispensing, at no additional cost to the direct patient, of prescription 6 drugs prescribed by the direct provider in accordance with state law and 7 regulations promulgated by the board. 8 (b) Dental laboratory products ordered for a direct patient. 9 (3) Charge an additional fee to direct patients for supplies, medications, 10 materials, and devices provided to direct patients that are specifically excluded 11 under the agreement, provided the direct practice notifies the direct patient of 12 the additional charge, prior to their administration or delivery. 13 K. The board may promulgate all rules and regulations that are 14 necessary and proper to effectuate the provisions of this Section. 15 L. A violation of this Section shall constitute unprofessional conduct 16 under R.S. 37:775 and result in sanctions by the board as authorized in this 17 Chapter. The original instrument and the following digest, which constitutes no part of the legislative instrument, were prepared by Morgan B. Robertson. DIGEST SB 127 Engrossed 2019 Regular Session Long Proposed law provides for a direct primary care agreement with a dental practice. Proposed law defines "board", "dentist", "direct primary care agreement", and "direct dental practice". Proposed law stipulates that a direct primary care agreement with a dental practice is not health or dental insurance, that a patient shall not forfeit their insurance, Medicaid, or Medicare benefits by purchasing a direct primary care agreement and that a dentist entering into a direct primary agreement is not required to obtain a certificate of authority or license other than to maintain a current license to practice dentistry in this state. Proposed law provides that a direct primary care agreement must be in writing; be signed by a dentist, or agent of the dentist, and the patient, or his or her legal representative; allow either party to terminate the agreement with 30-days written notice to the other party; describe the scope of the services to be covered by the fee; specify the periodic fee and any additional fees outside of the periodic fee; specify the duration of the agreement and any automatic renewal periods; require that no more than 12 months of the periodic fee be paid in advance; and, provide that upon termination of the agreement by the patient, all unearned fees are to be returned to the patient. Page 5 of 6 Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions. SB NO. 127 SLS 19RS-362 ENGROSSED Proposed law provides that the following be prominently stated in writing in the agreement: the agreement does not constitute health or dental insurance; that a patient insured with the Patient Protection and Affordable Care Act may already have coverage for pediatric dental benefits; that payments made may not count toward a patient's health insurance deductibles and maximum out-of-pocket expenses; and, that a patient is encouraged to consult with their insurance plan before entering into the agreement and receiving care. Proposed law allows a direct dental practice to accept payment of periodic fees for a direct primary care agreement directly or indirectly from third-parties, including employers. Proposed law prohibits a direct dental practice from declining a new direct primary care patient or discontinuing service because of a patient's health status, race, religion, national origin, the presence of any sensory, mental or physical disability, education, or economic status. Proposed law allows a direct dental practice to refuse care if in the dentist's opinion, a patient's health condition is such that the provider is unable to provide the appropriate level or type of services or if the dental practice has reached maximum capacity. Proposed law allows a direct dental practice to discontinue care if a patient fails to pay the periodic fee, performs an act of fraud concerning the agreement, repeatedly fails to adhere to the recommended treatment plan, is abusive or presents a danger to the staff or other patients, or the direct dental practice discontinues operations. Proposed law provides for prohibited and authorized practices. Proposed law authorizes the board to promulgate rules and regulations to effectuate proposed law. Proposed law provides that violations of proposed law constitute unprofessional conduct under R.S. 37:775 and result in sanctions as authorized in present law. Effective August 1, 2019. (Adds R.S. 37:798) Summary of Amendments Adopted by Senate Committee Amendments Proposed by Senate Committee on Health and Welfare to the original bill 1. Adds prohibited and authorized practices. 2. Makes technical corrections. Page 6 of 6 Coding: Words which are struck through are deletions from existing law; words in boldface type and underscored are additions.