2019 Regular Session ENROLLED
SENATE BILL NO. 73
BY SENATOR LONG
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
1 AN ACT
2 To amend and reenact R.S. 22:1157(A) and to enact R.S. 22:1157(D), relative to dental
3 reimbursement or payments; to provide with respect to credit card payments; to
4 provide with respect to the restriction of methods of payment; and to provide for
5 related matters.
6 Be it enacted by the Legislature of Louisiana:
7 Section 1. R.S. 22:1157(A) is hereby amended and reenacted and R.S. 22:1157(D)
8 is hereby enacted to read as follows:
9 ยง1157. Dental reimbursement or payments
10 A. As used in this Section, the following definitions shall apply:
11 (1) "Covered person" means any subscriber, enrollee, member, or participant
12 in a dental plan, or his dependent, for whom benefits are payable when that person
13 receives dental health care services rendered or authorized by a licensed dentist.
14 (2) "Covered service" means any dental service rendered or authorized by a
15 licensed dentist on a covered person for which a dental service contractor or insurer
16 is required to pay benefits to the dentist under a contractual agreement with such
17 dentist. Such a service includes any service on which reimbursement is limited by
18 a deductible, copayment, coinsurance, waiting period, annual maximum, or
19 frequency limitation.
20 (3) "Credit card payment" means a type of electronic funds transfer in
21 which a dental plan or its contracted vendor issues a single-use series of
22 numbers associated with the payment of healthcare services performed by a
23 dentist chargeable for a predetermined dollar amount, requiring the dentist to
24 be responsible for processing the payment by a credit card terminal or internet
25 portal. "Credit card payment" includes a virtual or online credit card payment,
26 in which no physical credit card is presented to the healthcare provider and the
ACT No. 49
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Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions. SB NO. 73 ENROLLED
1 single-use credit card expires upon payment processing.
2 (3)(4)"Dental plan" means any insurance policy, benefit plan, or dental
3 service contract providing for the payment of benefits for dental health care services.
4 (5) "Electronic funds transfer" means an electronic funds transfer
5 through the federal Health Insurance Portability and Accountability Act of
6 1996, P.L. 104-191, standard automated clearinghouse network.
7 * * *
8 D.(1) No dental plan that is delivered, renewed, issued for delivery, or
9 otherwise contracted for in this state shall restrict methods of payment from the
10 dental plan to the dentist for the purpose of making a credit card payment the
11 only means of payment acceptable for healthcare services provided by the
12 dentist to an insured.
13 (2) If initiating or changing payments to a dentist using electronic funds
14 transfers or credit card payments, a dental plan shall do both of the following:
15 (a) Notify the dentist if any fees are associated with a particular payment
16 method.
17 (b) Advise the dentist of all the available methods of payment and
18 provide clear instructions to the dentist on how to select an alternative payment
19 method.
20 (3) The provisions of this Subsection shall not be waived by contract, and
21 any contractual clause in conflict with the provisions of this Subsection or that
22 purports to waive any requirements of this Subsection is void.
PRESIDENT OF THE SENATE
SPEAKER OF THE HOUSE OF REPRESENTATIVES
GOVERNOR OF THE STATE OF LOUISIANA
APPROVED:
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Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.