The original instrument and the following digest, which constitutes no part of the legislative instrument, were prepared by Cheryl Cooper. DIGEST SB 89 Original 2019 Regular Session Luneau Present law prohibits rates from being inadequate or unfairly discriminatory in a competitive market. Further prohibits rates from being excessive, inadequate, or unfairly discriminatory in a noncompetitive market. Provides that no risk shall be classified on the basis of race, color, creed, or national origin. Proposed law retains present law and prohibits risks from being classified on the basis of gender or credit score. Effective August 1, 2019. (Amends R.S. 22:1454(A))