DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 209 Engrossed 2020 Regular Session Huval
Abstract: Allows a health insurance issuer to provide a policy or contract electronically without
affirmative consent if the issuer mails written notice to the party describing how to access
the document electronically and how to request a paper form of the document.
Present law authorizes an insurance issuer to deliver, store, or present by electronic means any notice
or other document required by law in an insurance transaction or that is to serve as evidence of
insurance coverage if the electronic means meet the requirements of the La. Uniform Electronic
Transactions Act and the receiving party has affirmatively consented electronically, or confirmed
consent electronically, in a manner that reasonably demonstrates that the party can access
information in the electronic form that will be used for notices or documents.
Proposed law retains present law.
Proposed law further authorizes a health insurance issuer to provide a group or individual insurance
policy or contract electronically without affirmative consent if the issuer mails written notice to the
party describing how to access the policy or contract electronically, that a paper form of the
document may be requested at any time and will be provided without cost to the party, and how to
request the paper copy.
Proposed law requires a health insurance issuer that receives a request from a party for a paper form
of the policy to provide the copy without any cost to the party.
(Adds R.S. 22:2462(F))