DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 225 Original 2020 Regular Session Bagley
Abstract: Prohibits risks classifications based on the gender or age of an insured when determining
rates.
Present law prohibits inadequate or unfairly discriminatory rates in a competitive market.
Present law prohibits rates from being excessive, inadequate, or unfairly discriminatory in a
noncompetitive market.
Present law authorizes risk classifications based on any criteria except race, color, creed, or national
origin.
Proposed law retains present law and further prohibits risk classifications based on the gender or age
of a person when determining insurance rates.
(Amends R.S. 22:1454(A))