The original instrument was prepared by Thomas L. Tyler. The following digest,
which does not constitute a part of the legislative instrument, was prepared by
Christine Arbo Peck.
DIGEST
SB 16 Reengrossed 2020 Regular Session Luneau
Present law authorizes every motor vehicle insurer authorized to transact business in this state to
provide a 25% premium discount on automobile liability insurance purchased in this state to active
military personnel based in the state.
Proposed law provides that except for administering military personnel premium discounts, the fact
that an insured is deployed in the military for a period in excess of six months shall not be used by
the insurer for the classification of risk.
Present law authorizes every homeowner's insurer authorized to transact business in this state to
provide a ten percent premium discount on any homeowner's policy purchased in this state to cover
immovable property owned by active military personnel based in the state.
Proposed law provides that except for administering military personnel premium discounts, the fact
that an insured is deployed in the military for a period in excess of six months shall not be used by
the insurer for the classification of risk.
Effective August 1, 2020.
(Adds R.S. 22:1482(D) and 1482.1(C))
Summary of Amendments Adopted by Senate
Senate Floor Amendments to engrossed bill
1. Stipulates that except for administering the military premium discount, the
deployment of active military personnel in excess of six months is not to be used by
the insurer for the classification of risk as to automobile liability insurance.
2. Stipulates that except for administering the military premium discount, the
deployment of active military personnel in excess of six months is not to be used by
the insurer for the classification of risk as to homeowner's insurance on immovable
property owned by the military personnel.