RÉSUMÉ DIGEST ACT 49 (SB 16) 2020 Regular Session Luneau Prior law authorized every motor vehicle insurer authorized to transact business in this state to provide a 25% premium discount on automobile liability insurance purchased in this state to active military personnel based in the state. New law provides that except for administering military personnel premium discounts, the fact that an insured is deployed in the military for a period in excess of six months shall not be used by the insurer for the classification of risk. Prior law authorized every homeowner's insurer authorized to transact business in this state to provide a ten percent premium discount on any homeowner's policy purchased in this state to cover immovable property owned by active military personnel based in the state. New law provides that except for administering military personnel premium discounts, the fact that an insured is deployed in the military for a period in excess of six months shall not be used by the insurer for the classification of risk. Effective August 1, 2020. (Adds R.S. 22:1482(D) and 1482.1(C))