The original instrument was prepared by LG Sullivan. The following digest, which
does not constitute a part of the legislative instrument, was prepared by Brandi
Cannon.
DIGEST
SB 299 Engrossed 2020 Regular Session Jackson
Present law prohibits rates from being inadequate or unfairly discriminatory in a competitive market.
Further prohibits rates from being excessive, inadequate, or unfairly discriminatory in a
noncompetitive market. Provides that no risk shall be classified on the basis of race, color, creed, or
national origin.
Proposed law retains present law.
Proposed law prohibits risks from being classified on the basis of employment type or job
classification. Proposed law is effective until August 1, 2023.
Effective August 1, 2020.
(Amends R.S. 22:1454(A))
Summary of Amendments Adopted by Senate
Committee Amendments Proposed by Senate Committee on Insurance to the original bill
1. Remove proposed law prohibiting risk classifications based on credit score or status
as a widow or widower.
2. Prohibit risk classifications based upon employment type or job classification until
August 1, 2023.