HLS 22RS-367 ENGROSSED
2022 Regular Session
HOUSE BILL NO. 118
BY REPRESENTATIVE FIRMENT
INSURANCE: Provides for the members of the Louisiana Property and Casualty Insurance
Commission and its ad hoc committees
1 AN ACT
2To amend and reenact R.S. 22:2171(D) and (H) through (L) and to enact R.S.
3 22:2171(C)(23) through (26) and (M), relative to the Louisiana Property and
4 Casualty Insurance Commission; to provide for the members of the commission; to
5 create an ad hoc committee under the commission to study catastrophe property
6 claims; to provide for the members of the ad hoc committee to study catastrophe
7 property claims; and to provide for related matters.
8Be it enacted by the Legislature of Louisiana:
9 Section 1. R.S. 22:2171(D) and (H) through (L) are hereby amended and reenacted
10and R.S. 22:2171(C)(23) through (26) and (M) are hereby enacted to read as follows:
11 ยง2171. Louisiana Property and Casualty Insurance Commission
12 * * *
13 C. The commission shall consist of the following members:
14 * * *
15 (23) A representative of the Louisiana Claims Association.
16 (24) A representative of the National Association of Independent Insurance
17 Adjusters.
18 (25) A representative of the American Adjuster Association.
19 (26) A representative of the American Policyholder Association.
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HB NO. 118
1 D. The commission shall consist of ad hoc committees to study property and
2 casualty insurance, including but not limited to the areas of automobile insurance,
3 homeowners homeowners' insurance, and workers' compensation insurance, and
4 catastrophe property claims. The commissioner of insurance shall appoint a
5 chairperson and a vice chairperson for the commission and a chairperson and vice
6 chairperson for each ad hoc committee.
7 * * *
8 H. The catastrophe property claims ad hoc committee shall consist of the
9 following members:
10 (1) The governor or his designee.
11 (2) The commissioner of insurance or his designee.
12 (3) Two members of the Senate Committee on Insurance selected by its
13 chairperson.
14 (4) Two members of the House Committee on Insurance selected by its
15 chairperson.
16 (5) A representative of the Independent Insurance Agents & Brokers of
17 Louisiana.
18 (6) A representative of the National Association of Mutual Insurance
19 Companies.
20 (7) One consumer representative selected by the speaker of the House of
21 Representatives.
22 (8) One consumer representative selected by the president of the Senate.
23 (9) A representative of the Louisiana Claims Association.
24 (10) A representative of the National Association of Independent Insurance
25 Adjusters.
26 (11) A representative of the American Adjuster Association.
27 (12) A representative of the American Policyholder Association.
28 (13) A representative of the American Property Casualty Insurance
29 Association.
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HB NO. 118
1 I. The members of the commission shall serve without compensation, and
2 their terms shall be for two years.
3 I. J. Any vacancies on the commission shall be filled in the same manner as
4 the original appointments for the unexpired portion of the term of the vacated
5 appointment.
6 J. K. A majority of the members of the commission shall constitute a quorum
7 for the transaction of business. A majority of the members of an ad hoc committee
8 shall constitute a quorum for the transaction of business of the ad hoc committee.
9 All official actions of the commission or any ad hoc committee shall require the
10 affirmative vote of a majority of the members of the commission or ad hoc
11 committee present and voting during meetings of the commission or ad hoc
12 committee. The commission shall meet twice annually in any one calendar year and
13 the ad hoc committees may meet on the call of the chairperson of the commission or
14 of the ad hoc committee, or upon the request of any three members of the ad hoc
15 committee.
16 K.(1) L.(1) The commission shall submit to the governor, the Louisiana
17 Legislature, and the commissioner of insurance on an annual basis prior to the
18 convening of each regular legislative session an annual report on their actions,
19 studies, findings, and recommendations of those laws and projects affecting property
20 and casualty insurance.
21 (2)(a) The commission shall conduct all meetings and hearings, in
22 accordance with R.S. 42:11 et seq., to receive testimony about that information it is
23 charged with gathering. The commission shall also be permitted to receive further
24 information and testimony from regional and national experts on insurance rating
25 issues. The commission shall study ways to give incentives to those communities
26 that have a greater enforcement rate over laws that directly or indirectly affect
27 insurance rates in that community and state.
28 (b) All state and local agencies and political subdivisions shall cooperate
29 with the commission and assist it in the gathering of information when requested.
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HB NO. 118
1 All materials in the possession or control of the commission or its employees shall
2 be considered public records pursuant to R.S. 44:1 et seq.
3 L. M. The commissioner of insurance shall appoint a director and an
4 assistant director with the consent of the Senate who shall serve at the pleasure of the
5 commissioner. The commissioner of insurance may also employ such persons,
6 including two unclassified employees, as necessary to carry out the provisions of this
7 Section and may establish the compensation of technical, professional, and clerical
8 employees as needed for the commission to accomplish its work. Any such
9 employee shall be compensated from the budget of the commissioner. All of the
10 employees of the commission shall be under the direction and supervision of the
11 commissioner of insurance.
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 118 Engrossed 2022 Regular Session Firment
Abstract: Provides for the members of the La. Property and Casualty Insurance
Commission and its ad hoc committees.
Present law provides for the members who serve on the La. Property and Casualty Insurance
Commission (commission).
Proposed law retains present law and adds the following members to the commission:
(1)A representative of the La. Claims Association.
(2)A representative of the National Association of Independent Insurance Adjusters.
(3)A representative of the American Adjuster Association.
(4)A representative of the American Policyholder Association.
Proposed law creates an ad hoc committee under the commission to study catastrophe
property claims.
Proposed law provides that the ad hoc committee to study catastrophe property claims shall
consist of the following members:
(1)The governor or his designee.
(2)The commissioner of insurance or his designee.
(3)Two members of the Senate Committee on Insurance selected by its chairperson.
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HB NO. 118
(4)Two members of the House Committee on Insurance selected by its chairperson.
(5)A representative of the Independent Insurance Agents & Brokers of La.
(6)A representative of the National Association of Mutual Insurance Companies.
(7)One consumer representative selected by the speaker of the House of
Representatives.
(8)One consumer representative selected by the president of the Senate.
(9)A representative of the La. Claims Association.
(10)A representative of the National Association of Independent Insurance Adjusters.
(11)A representative of the American Adjuster Association.
(12)A representative of the American Policyholder Association.
(13)A representative of the American Property Casualty Insurance Association.
Proposed law makes technical changes.
(Amends R.S. 22:2171(D) and (H)-(L); Adds R.S. 22:2171(C)(23)-(26) and (M))
Summary of Amendments Adopted by House
The Committee Amendments Proposed by House Committee on Insurance to the
original bill:
1. Add a representative of the American Property Casualty Insurance Association
to the catastrophe property claims ad hoc committee within the Louisiana
Property and Casualty Insurance Commission.
2. Make technical changes.
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