DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 268 Original 2022 Regular Session Magee
Abstract: Provides for certain claim settlement practices with respect to property claims.
Present law provides that failing to pay the amount of any property claim due any person within 60
days after receipt of satisfactory proof of loss from the claimant when such failure is arbitrary,
capricious, or without probable cause shall be considered a breach of the insurer's duty to act in good
faith.
Proposed law changes the time frame within which insurers shall pay the amount of any claim due
any person without being considered to have acted in bad faith from 60 days after receipt of
satisfactory proof of loss from the claimant when such failure is arbitrary, capricious, or without
probable cause to 60 days after the property is first inspected by the insurer, its representative, or its
agent, either in person or through remote technological means when such failure is arbitrary,
capricious, or without probable cause.
(Amends R.S. 22:1973(B)(5))