DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 290 Original 2022 Regular Session Robby Carter
Abstract: Provides for a 5% insurance rate reduction for motor vehicles with a dashboard camera.
Present law provides certain insurance rate discounts and reductions.
Proposed law retains present law and provides a 5% reduction in premiums charged for bodily
injury, property damage liability, personal injury protection, medical payments, and collision
coverage with respect to a motor vehicle equipped with an operating dashboard camera.
Proposed law provides that every insurer issuing motor vehicle insurance shall establish a system
for the submission of proof and certification that a dashboard camera has been installed in an
insured's motor vehicle and that the camera is in operating condition.
Proposed law provides that if an insured receives the premium reduction provided in proposed law
and the insured has falsely certified that the motor vehicle is equipped with an operating dashboard
camera or the dashboard camera is no longer in operating condition, the insurer may impose a
penalty in an amount not to exceed the premium reduction granted for one year or the period such
reduction was wrongfully granted, whichever is shorter.
Proposed law provides that an insurer may deny the premium reduction provided in proposed law
if the insured has previously falsely certified that he had an operating dashboard camera.
Proposed law provides that the commissioner shall promulgate rules establishing standards for the
size, installation location, and product specifications of dashboard cameras that, when installed, will
qualify the insured for the premium reduction in proposed law.
Proposed law provides that the commissioner shall promulgate a form for an insured to certify that
he has installed a dashboard camera that conforms to the size, installation location, and product
specifications required to receive the premium reduction provided in proposed law.
Proposed law provides that the certification form promulgated by the commissioner shall include a
statement that informs the insured of his duty to maintain an operating dashboard camera and that
the insurer may impose a penalty if the insured makes a false certification or it is discovered that his
dashboard camera is no longer operating.
(Amends R.S. 22:1457(E)-(H); Adds R.S. 22:1457(I))