HLS 22RS-648 REENGROSSED 2022 Regular Session HOUSE BILL NO. 537 BY REPRESENTATIVES DAVIS, ADAMS, BAGLEY, BOURRIAQUE, BOYD, BRASS, BROWN, BRYANT, BUTLER, CARPENTER, CARRIER, DUBUISSON, DUPLESSIS, FISHER, FREEMAN, FREIBERG, GADBERRY, GOUDEAU, GREEN, HARRIS, HILFERTY, HORTON, HUGHES, ILLG, IVEY, JEFFERSON, JENKINS, TRAVIS JOHNSON, JORDAN, KERNER, LACOMBE, LAFLEUR, LANDRY, LARVADAIN, MAGEE, MARCELLE, MARINO, MCKNIGHT, MCMAHEN, DUSTIN MILLER, NEWELL, CHARLES OWEN, ROBERT OWEN, PRESSLY, SCHEXNAYDER, SCHLEGEL, SELDERS, STAGNI, VILLIO, WILLARD, AND ZERINGUE INSURANCE/HEALTH: Requires health insurance coverage for infertility treatments 1 AN ACT 2To enact R.S. 22:1036.1, relative to health insurance issuers; to require health coverage 3 plans to cover services and benefits relative to standard fertility preservation 4 services; to require patients to meet certain conditions; to provide for exemptions; 5 to provide for definitions; to provide for effectiveness; and to provide for related 6 matters. 7Be it enacted by the Legislature of Louisiana: 8 Section 1. R.S. 22:1036.1 is hereby enacted to read as follows: 9 ยง1036.1. Required coverage for standard fertility preservation services; conditions 10 applicable to coverage; exemptions; definitions 11 A.(1) A health insurance issuer offering health coverage plans in this state 12 that provide hospital, medical, or surgical benefits for individuals covered under a 13 respective plan shall provide coverage for medically necessary expenses for standard 14 fertility preservation services for an individual who undergoes a medical treatment 15 that may directly or indirectly cause iatrogenic infertility. 16 (2) A patient is entitled to coverage benefits if either of the following 17 conditions is met: Page 1 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 22RS-648 REENGROSSED HB NO. 537 1 (a) The patient has a medical condition that may cause infertility. 2 (b) The patient is expected to undergo medication therapy, surgery, radiation, 3 chemotherapy, or other medical treatment that may directly or indirectly cause 4 iatrogenic infertility. 5 B. Notwithstanding any provision of this Section, the coverage requirements 6 of this Section do not apply to any health coverage plan offered by an entity that does 7 all of the following: 8 (1) Opposes providing coverage for some or all of the services described in 9 this Section on account of religious objections. 10 (2) Operates and is organized as a nonprofit entity pursuant to state law. 11 (3) Holds itself out as a religious organization. 12 C. For purposes of this Section, the following terms apply: 13 (1) "Health coverage plan" means any hospital, health, or medical expense 14 insurance policy, hospital or medical service contract, employee welfare benefit plan, 15 contract or agreement with a health maintenance organization or a preferred provider 16 organization, health and accident insurance policy, or any other insurance contract 17 of this type. "Health coverage plan" does not include a plan providing coverage for 18 excepted benefits as defined in R.S. 22:1061, limited benefit health insurance plans, 19 short-term policies that have a term of less than twelve months, nor any plan offered 20 through the office of group benefits. 21 (2) "Iatrogenic infertility" means an impairment of fertility caused directly 22 or indirectly by surgery, radiation, chemotherapy, or other medical treatment. 23 (3) "Medical treatment that may directly or indirectly cause iatrogenic 24 infertility" means medical treatment with a potential side effect of impaired fertility 25 as established by the American Society of Clinical Oncology or the American 26 Society for Reproductive Medicine. 27 (4) "Standard fertility preservation services" means procedures to preserve 28 fertility that are consistent with established medical practices or professional 29 guidelines published by the American Society of Clinical Oncology or the American Page 2 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 22RS-648 REENGROSSED HB NO. 537 1 Society for Reproductive Medicine. "Standard fertility preservation services" does 2 not include the creation or freezing of embryos nor the fertilization of eggs. 3 Section 2. This Act shall be known and may be cited as "The Medically Necessary 4Fertility Preservation Act". 5 Section 3.(A) This Act shall become effective on January 1, 2024. 6 (B) This Act shall apply to any new policy, contract, or health coverage plan issued, 7delivered, amended, or renewed in this state on or after January 1, 2023. DIGEST The digest printed below was prepared by House Legislative Services. It constitutes no part of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)] HB 537 Reengrossed 2022 Regular Session Davis Abstract: Requires health coverage benefits for standard fertility preservation services under certain conditions. Proposed law requires a health coverage plan in this state that provides hospital, medical, or surgical benefits to cover medically necessary expenses for standard fertility preservation services for a covered individual who undergoes a medical treatment that may directly or indirectly cause iatrogenic infertility. For coverage eligibility, proposed law requires the individual to have a medical condition that may cause infertility or medication therapy, surgery, radiation, chemotherapy, or other medical treatment that may directly or indirectly cause iatrogenic infertility. Proposed law exempts an organization that opposes providing coverage on account of religious objections, operates and is organized as a nonprofit entity, and holds itself out as a religious organization. Proposed law defines "health coverage plan", "iatrogenic infertility", "medical treatment that may directly or indirectly cause iatrogenic infertility", and "standard fertility preservation services". Proposed law may be known and cited as "The Medically Necessary Fertility Preservation Act". Effective Jan. 1, 2024. (Adds R.S. 22:1036.1) Summary of Amendments Adopted by House The Committee Amendments Proposed by House Committee on Insurance to the original bill: 1. Add intrauterine insemination, IVF procedures, and standard fertility preservation services for insurance coverage pursuant to proposed law. Page 3 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions. HLS 22RS-648 REENGROSSED HB NO. 537 2. Define "health coverage plan". 3. Decrease the required history of infertility from 5 years to 1 year. 4. Remove exposure in utero to diethylstilbestrol (DES) as a condition for which a patient may present as a reason for infertility. 5. Add polycystic ovary syndrome and male factor infertility as conditions for which a patient may present as reasons for infertility. 6. Require a patient to have experienced as least 3 unsuccessful intrauterine inseminations prior to coverage eligibility for IVF procedures. 7. Add conditions for patient coverage eligibility for standard fertility preservation services. Require a patient to have a medical condition that may cause infertility or an expectation of undergoing a medical treatment, including but not limited to chemotherapy and radiation, that is recognized by medical professionals to cause a risk of impairment to fertility. Further add that standard fertility preservation services are "standard" as recognized by the American Society of Clinical Oncology or the American Society for Reproductive Medicine. 8. Exempt an organization that opposes providing coverage on account of religious objections, operates and is organized as a nonprofit entity, and holds itself out as a religious organization. The House Floor Amendments to the engrossed bill: 1. Remove mandatory health coverage benefits and relevant provisions with respect to in vitro fertilization procedures and intrauterine inseminations. 2. Redefine "health coverage plan" and define "iatrogenic infertility", "medical treatment that may directly or indirectly cause iatrogenic infertility", and "standard fertility preservation services". 3. Provide for proposed law to be known and cited as "The Medically Necessary Fertility Preservation Act". 4. Add the effective date of Jan. 1, 2024 and further require a new policy, contract, or health coverage plan in this state to comply with proposed law on and after Jan. 1, 2023. Page 4 of 4 CODING: Words in struck through type are deletions from existing law; words underscored are additions.