DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 991 Original 2022 Regular Session Landry
Abstract: Provides for bad faith liability for the Louisiana Insurance Guaranty Association.
Present law provides that any insurer who breaches its good faith duties shall be liable for any
damages sustained as a result of the breach.
Present law provides that in addition to any general or special damages to which a claimant is
entitled for breach of the imposed duty, the claimant may be awarded penalties assessed against the
insurer in an amount not to exceed 2 times the damages sustained or $5,000, whichever is greater.
Proposed law retains present law.
Present law provides that the Insurance Guaranty Association Fund (IGAF), as provided in present
law (R.S. 22:2051 et seq.), shall not be liable for any special damages awarded under the provisions
of present law. Proposed law repeals this exemption from liability.
(Repeals R.S. 22:1973(F))