SLS 22RS-1191 ORIGINAL
2022 Regular Session
SENATE BILL NO. 428
BY SENATOR ROBERT MILLS
INSURANCE POLICIES. Repeals the authorization for insurance companies to deduct
defense costs from liability policy limits. (gov sig)
1 AN ACT
2 To repeal R.S. 22:1272, relative to property and casualty insurance; to provide relative to
3 defense costs; to provide with respect to the authorization of the commissioner of
4 insurance to allow an authorized insurer to reduce the policy liability limits by the
5 amount of the defense costs in certain circumstances; to provide for an effective date;
6 and to provide for related matters.
7 Be it enacted by the Legislature of Louisiana:
8 Section 1. R.S. 22:1272 is hereby repealed.
9 Section 2. This Act shall become effective upon signature by the governor or, if not
10 signed by the governor, upon expiration of the time for bills to become law without signature
11 by the governor, as provided by Article III, Section 18 of the Constitution of Louisiana. If
12 vetoed by the governor and subsequently approved by the legislature, this Act shall become
13 effective on the day following such approval.
Page 1 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions. SB NO. 428
SLS 22RS-1191 ORIGINAL
The original instrument and the following digest, which constitutes no part
of the legislative instrument, were prepared by Carla S. Roberts.
DIGEST
SB 428 Original 2022 Regular Session Robert Mills
Proposed law repeals provisions which authorize the commissioner of insurance to allow an
authorized insurer to reduce the policy limits on certain liability policies by the legal costs
associated with defending the policy holder from liability under the policy.
Effective upon signature of the governor or lapse of time for gubernatorial action.
(Repeals R.S. 22:1272)
Page 2 of 2
Coding: Words which are struck through are deletions from existing law;
words in boldface type and underscored are additions.