DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 252 Original 2023 Regular Session Robby Carter
Abstract: Prohibits the use of advertising expenses by the insurer in setting rates or making rate
filings with the commissioner of insurance.
Present law defines "expenses" for the purposes of present law.
Proposed law excludes advertisement expenses from the definition of "expenses" in present law.
Present law provides that when determining whether rates are excessive, inadequate, or unfairly
discriminatory, expenses may be considered if the expense provisions reflect the operating methods
of the insurer, the past expense experience of the insurer, and anticipated future expenses.
Proposed law provides that advertisement expenses of an insurer shall not be used by the insurer or
considered in the losses or expenses when setting rates or making rate filings.
(Amends R.S. 22:1452(C)(7) and 1454(B)(3))