HLS 23RS-470 ENGROSSED
2023 Regular Session
HOUSE BILL NO. 369
BY REPRESENTATIVE LAFLEUR
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
INSURANCE/AUTOMOBI LE: Provides for a premium discount for certain military
personnel
1 AN ACT
2To amend and reenact R.S. 22:1482(A), (B), and (C)(introductory paragraph) and (1),
3 relative to premium discounts on automobile insurance policies for servicemen of the
4 Louisiana Air National Guard and Louisiana Army National Guard; to provide for
5 premium discounts; to require insurers to provide a premium discount on automobile
6 insurance policies to personnel serving in the Louisiana Air National Guard and
7 Louisiana Army National Guard; and to provide for related matters.
8Be it enacted by the Legislature of Louisiana:
9 Section 1. R.S. 22:1482(A), (B), and (C)(introductory paragraph) and (1) are hereby
10amended and reenacted to read as follows:
11 ยง1482. Military personnel premium discount; rebates; rating standards and methods
12 A. Beginning on July 1, 2006, and thereafter, every Every motor vehicle
13 insurer authorized to transact business in this state shall provide to active duty
14 military, Louisiana Air National Guard, and Louisiana Army National Guard
15 personnel based in this state a discount of twenty-five percent of the premium on any
16 automobile liability insurance policy purchased in this state to cover motor vehicles
17 owned by such military personnel.
18 B. Insurers providing the discount authorized by this Section to active duty
19 military, Louisiana Air National Guard, and Louisiana Army National Guard
20 personnel shall be are entitled to a credit that shall be applied toward the premium
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CODING: Words in struck through type are deletions from existing law; words underscored
are additions. HLS 23RS-470 ENGROSSED
HB NO. 369
1 taxes imposed under R.S. 22:838 and 831 in an amount equal to the discount actually
2 provided. To the extent an insurer's credit authorized in this Section exceeds the
3 insurer's premium tax liability, the amount of credit not used to offset premium taxes
4 due shall be considered overpaid taxes and shall be refundable to the insurer, without
5 interest. Such insurers shall submit to the commissioner of insurance the documents,
6 evidence, and proof required, in accordance with the rules and regulations adopted
7 by the commissioner, to establish the discounts actually provided.
8 C. The commissioner of insurance shall adopt rules and regulations, in
9 accordance with the Administrative Procedure Act, to implement the provisions of
10 this Section. The rules and regulations shall include and not be limited to the
11 following:
12 (1) Provisions defining and delineating active duty military, Louisiana Air
13 National Guard, and Louisiana Army National Guard personnel who may receive the
14 discount.
15 * * *
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 369 Engrossed 2023 Regular Session LaFleur
Abstract: Requires insurers to give a 25% premium discount to guardsmen on automobile
insurance.
Present law provides for a 25% premium discount on automobile insurance policies for
active duty military personnel.
Proposed law retains present law but extends the 25% premium discount on automobile
insurance policies to servicemen in the La. Air National Guard and La. Army National
Guard.
(Amends R.S. 22:1482(A), (B), and (C)(intro. para.) and (1))
Summary of Amendments Adopted by House
The Committee Amendments Proposed by House Committee on Insurance to the
original bill:
1. Make technical changes.
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CODING: Words in struck through type are deletions from existing law; words underscored
are additions.