The legislative instrument and the following digest, which constitutes no part of the
legislative instrument, were prepared by Beth O'Quin.
CONFERENCE COMMITTEE REP ORT DIGEST
SB 156 2023 Regular Session Duplessis
Keyword and summary of the bill as proposed by the Conference Committee
INSURANCE POLICIES: Provides that no property insurance policy shall prohibit an insured from
hiring a public adjuster. (8/1/23)
Report adopts House amendments to:
1. Exempt commercial insurance policies written by surplus lines insurers from the prohibition
that disallows an insured the right to hire a public adjuster.
2. Make technical changes.
Report rejects House amendments which would have:
1. Required insurers to file a rate filing to the commissioner of insurance by Nov. 1, 2023.
2. Made technical changes.
Report amends the bill to:
1. Exempt commercial insurance policies written by surplus lines insurers from the prohibition
that disallows an insured the right to hire a public adjuster.
2. Make technical changes.
Digest of the bill as proposed by the Conference Committee
Present law provides an insurer is authorized to include certain prohibitory provisions in a property
insurance policy.
Proposed law retains present law but prohibits an insurer from including a policy provision that
disallows an insured the right to hire a public adjuster for services as provided by law. Proposed law exempts commercial insurance policies written by surplus lines insurers from the
prohibition in proposed law.
Effective August 1, 2023.
(Adds R.S. 22:1274)