The original instrument and the following digest, which constitutes no part of the
legislative instrument, were prepared by Hanna Gettys.
DIGEST
SB 25 Original 2024 Regular Session Seabaugh
Present law (R.S. 32:866) provides that there shall be no recovery for the first $15,000 of bodily
injury and no recovery for the first $25,000 of property damage based on any cause or right of action
arising out of a motor vehicle accident, for such injury or damages occasioned by an owner or
operator of a motor vehicle involved in such accident who fails to own or maintain compulsory
motor vehicle liability security.
Proposed law retains present law but increases the amount for no recovery for first bodily injury from
$15,000 to $100,000 and increases the amount for no recovery of property damages from $25,000
to $100,000.
Present law provides that notwithstanding any provision of law to the contrary, no insurer shall lose
any rights of subrogation for claims paid under the applicable insurance policy for the recovery of
any sum in excess of the first $15,000 of bodily injury and the first $25,000 of property damages.
Proposed law retains present law but increases an insurer's rights of subrogation for claims paid
under the applicable policy for the recovery of any sum in excess from $15,000 to $100,000 of bodily
injury and from $25,000 to $100,000 of property damages.
Present law provides that in claims where no suit is filed, the claimant's insurer shall have all rights
to recover any amount paid by the claimant's insurer on behalf of the insured for the recovery of any
sum in excess of the first $15,000 of bodily injury and the first $25,000 of property damages.
Proposed law retains present law but increases the amount the claimant's insurer has the right to
recover for amounts paid on behalf of the insured for claims where no suit is filed for the recovery
of any sum in excess from $15,000 to $100,000 of bodily injury and from $25,000 to $100,000 of
property damages.
Effective August 1, 2024.
(Amends R.S. 32:866(A)(1), (F)(1) and (2))