RDCSB463 3264 3956
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
SB 463 Engrossed 2024 Regular Session Wheat
Proposed law creates the "La. Dental Loss Ratios for Dental Healthcare Services Plans Act".
Proposed law defines "dental carrier","dental healthcare service plan", and "dental loss
ratio".
Proposed law requires dental carriers to file an annual report for dental loss ratios to the
commissioner of insurance (commissioner) no later than March 1, 2025, and annually
thereafter, no later than March 1st of each calendar year.
Proposed law provides the information required for inclusion in the dental loss ratio annual
report.
Proposed law authorizes the commissioner to request additional information from the carrier
to verify the annual report data.
Proposed law requires the dental ratio report to be published in a searchable format on the
Dept. of Insurance's website no later than June 30, 2025, and annually thereafter, no later
than June 30th of each calendar year.
Proposed law requires the commissioner to promulgate rules in accordance with the APA
to effectuate proposed law.
Effective Jan. 1, 2025.
(Adds R.S. 22:1161-1166)
Summary of Amendments Adopted by Senate
Committee Amendments Proposed by Senate Committee on Health and Welfare to
the original bill
1. Changes dates for the insurers to provide information to the commissioner
and for the commissioner to publish the information on Dept. of Insurance's
website.
2. Makes technical changes.
Summary of Amendments Adopted by House
The Committee Amendments Proposed by House Committee on Insurance to the
engrossed bill:
1. Clarify a community expenditure as a "community benefit expenditure".
2. Require the department's rule promulgation to be in accordance with the
Administrative Procedure Act.
3. Make technical changes.
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