DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part of the
legislative instrument. The keyword, one-liner, abstract, and digest do not constitute part of the law
or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 121 Original 2025 Regular Session Adams
Abstract: Prohibits public adjusters and home improvement contractors with respect to insurance
claims handling services and processed claims.
Present law (R.S. 22:1693(G)) provides for business entities acting as public adjusters without
proper licensure. Provides that such a business entity is guilty of the crime of unauthorized practice
of public adjusting. Further requires such an entity to be fined not more than $5,000 per violation.
Proposed law retains present law and further provides that a business entity is guilty of the crime of
unauthorized practice of public adjusting if the entity violates proposed law (R.S. 37:2159.2), which
prohibits a contractor or subcontractor repairing or replacing the roof of a residential or commercial
property from advertising, soliciting, or providing insurance claims handling or policy interpretation
related services to an insured, including but not limited to contingency contracts, prior to the
insured's initiation of a claim for damages.
Present law (R.S. 22:1706) generally provides standards of conduct for public adjusters and
enumerates certain prohibitions.
Proposed law (R.S. 22:1706(H)(11)) retains present law and further prohibits a public adjuster from
acting as a contractor or subcontractor or providing construction, roofing, or repair services to the
insured in connection with an insurance claim processed by the adjuster.
(Amends R.S. 22:1693(G) and 1706(H)(intro. para.); Adds R.S. 22:1706(H)(11) and R.S. 37:2159.2)