HLS 25RS-292 ORIGINAL
2025 Regular Session
HOUSE BILL NO. 258
BY REPRESENTATIVE TAYLOR
Prefiled pursuant to Article III, Section 2(A)(4)(b)(i) of the Constitution of Louisiana.
INSURANCE/AUTOMOB ILE: Provides relative to automobile liability insurance
premiums of policyholders sixty-five years of age or older
1 AN ACT
2To amend and reenact R.S. 22:1286, relative to rates charged for automobile liability
3 insurance coverage; to provide relative to prohibited increases to policyholders based
4 solely on having attained the age of sixty-five or older; to provide a penalty for
5 insurers in violation; and to provide for related matters.
6Be it enacted by the Legislature of Louisiana:
7 Section 1. R.S. 22:1286 is hereby amended and reenacted to read as follows:
8 ยง1286. Automobile insurance policies; increase in premium; age discrimination
9 No An insurer shall not increase the premium charged for an automobile
10 liability insurance policy for any insured solely on the grounds that the insured has
11 attained the age of sixty-five or older. Any insurer found to be in violation of this
12 Section is subject to a penalty not exceeding ten thousand dollars for each violation.
Page 1 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions. HLS 25RS-292 ORIGINAL
HB NO. 258
DIGEST
The digest printed below was prepared by House Legislative Services. It constitutes no part
of the legislative instrument. The keyword, one-liner, abstract, and digest do not constitute
part of the law or proof or indicia of legislative intent. [R.S. 1:13(B) and 24:177(E)]
HB 258 Original 2025 Regular Session Taylor
Abstract: Penalizes insurers who increase automobile liability insurance premiums on the
basis of policyholders attaining age 65 or older.
Present law prohibits insurers from increasing the premiums charged for automobile liability
insurance policies based solely on the grounds that policyholders have attained the age of
65 or older.
Proposed law retains present law and subjects any insurer in violation of present law to a
penalty not exceeding $10,000 for each violation.
(Amends R.S. 22:1286)
Page 2 of 2
CODING: Words in struck through type are deletions from existing law; words underscored
are additions.