The original instrument and the following digest, which constitutes no part of the
legislative instrument, were prepared by Senate Legislative Services. The keyword,
summary, and digest do not constitute part of the law or proof or indicia of legislative
intent. [R.S. 1:13(B) and 24:177(E)]
DIGEST
SB 48 Original 2025 Regular Session Talbot
Proposed law requires authorized insurers providing personal or commercial residential coverage
to file a supplemental report monthly with the Department of Insurance providing information on
an individual and group basis on personal and commercial residential policies.
Proposed law requires authorized insurers providing personal or commercial residential coverage
to include premiums totals for each of the property lines of business.
Proposed law requires the submitted information be broken down for each zip code in the state.
Proposed law requires authorized insurers providing personal or commercial residential coverage
to annually file a supplemental report, in conjunction with their annual statements, for closed claims
on an individual and group basis.
Proposed law requires authorized insurers providing personal or commercial residential coverage
to report annually on a calendar year basis for each line of business information on premiums and
loss reserves.
Proposed law provides that the information submitted is confidential and exempt from the Public
Records Law, and not subject to public examination or subpoena.
Proposed law requires the commissioner to promulgate rules and regulations and the required forms
no later than 30 days after the effective date of proposed law.
Effective January 1, 2026.
(Amends R.S. 44:4.1(B)(11); adds R.S. 22:575)