Pelvic floor physical therapy coverage.
The enactment of AB 47 will directly impact existing health care regulations as outlined in the Knox-Keene Health Care Service Plan Act of 1975 and the Insurance Code. By requiring coverage for pelvic floor physical therapy, the bill addresses an essential aspect of postpartum recovery that has long been under-recognized in health insurance policies. This means that insurers will be mandated to include this therapy in their offerings, which could significantly enhance the quality of postpartum care available to women across California.
Assembly Bill No. 47, introduced by Assembly Member Boerner Horvath, mandates that health care service plans and health insurance policies provide coverage for pelvic floor physical therapy following pregnancy. Set to take effect on January 1, 2024, this legislation is part of a broader effort to improve care for new mothers, ensuring that necessary therapies are accessible under health insurance plans. The bill outlines that both Medi-Cal managed care plans and standard health insurance policies must comply with these provisions, reflecting a recognition of the specific health needs that arise after childbirth.
The bill's requirement for health care providers to offer this coverage may lead to discussions regarding the implications for insurance costs and accessibility. While proponents argue that it is a necessary step for holistic health care for mothers, some critics may raise concerns about the potential financial burdens it could place on insurance companies and, by extension, policyholders. Additionally, the bill indicates that no reimbursement will be required for local agencies resulting from the additional mandates, which could bring about debate on financial responsibilities and impacts on local health services.