Louisiana House Bill HB638

Louisiana 2015 Regular Session

• Introduced: 4/3/15
• Refer: 4/3/15
• Refer: 4/13/15
• Report Pass: 5/19/15
• Engrossed: 5/28/15
• Refer: 6/1/15
• Report Pass: 6/6/15
• Enrolled: 6/11/15
• Chaptered: 7/1/15
• Passed: 7/1/15

Caption

Provides for the collection of fees associated with payments to state agencies by credit cards, debit cards, or other forms of electronic payments (EN INCREASE SD RV See Note)

Impact

HB 638 impacts state laws by clarifying how state departments and agencies may impose transaction fees related to credit and debit card payments. This includes outlining the permissible methods of fee assessments and ensuring that the fees associated with these payments are adequately disclosed to users. Additionally, the bill includes provisions to manage delinquent debts more effectively by instituting a structured process for agencies to refer final debts to a central recovery office, ultimately affecting how state financial management with respect to citizen debts is handled.

Summary

House Bill 638 establishes new provisions regarding the acceptance of payments via credit and debit cards by state agencies in Louisiana, including provisions for associated fees that may be charged for these transactions. The bill provides a framework for electronic payments and sets the groundwork for modernizing the payment systems through which state agencies collect various obligations, including taxes and fees. This legislation aims to enhance the efficiency and accessibility of financial transactions between citizens and the state, streamlining processes that have been outdated.

Sentiment

The general sentiment around HB 638 appears favorable among proponents who see it as a necessary step towards modernization and better financial management within state agencies. Supporters argue that accepting electronic payments will ease transactions for citizens, making it more convenient to pay dues and thereby promoting timely payments. However, there may be concerns and opposition regarding the potential financial burden that transaction fees could impose on citizens, particularly among those who may rely heavily on these payment methods for essential services.

Contention

Notable points of contention surrounding HB 638 include debates over the reasonableness of the transaction fees imposed on electronic payments. Critics may argue that excessive fees could deter usage of these systems and put an undue burden on lower-income citizens who are more reliant on credit and debit transactions. Additionally, discussions may center around the adequacy of safeguards put in place to protect consumers' rights and ensure that all fees are both reasonable and transparent.