Louisiana 2021 Regular Session

Louisiana Senate Bill SB68

Introduced
3/23/21  
Introduced
3/23/21  

Caption

Provides with respect to uninsured motorist coverage for transportation network drivers during the pre-trip acceptance period. (8/1/21)

Impact

The implementation of SB68 will solidify the requirements for uninsured motorist coverage specifically for rideshare drivers, thereby strengthening their protections under state law. By mandating that these companies provide full coverage and preventing them from opting for less comprehensive insurance options, the bill is intended to enhance safety for both drivers and passengers, especially during the pre-trip acceptance period when risks may be heightened.

Summary

Senate Bill 68 (SB68) aims to enhance protections for transportation network drivers by amending existing state laws related to uninsured motorist coverage. The bill stipulates that transportation network companies, such as ridesharing services, cannot reject uninsured motorist coverage, select lower coverage limits, or choose economic-only coverage while drivers are logged onto their digital network. This change affects the liability insurance policies for these drivers, ensuring they have adequate coverage in the event of an accident involving an uninsured motorist.

Sentiment

Overall, the sentiment surrounding SB68 appears to be positive among proponents who advocate for driver safety and adequate insurance protections. Supporters argue that the change is necessary to ensure that drivers are not financially disadvantaged when involved in accidents with uninsured motorists. However, there may be concerns from insurance providers or transportation companies regarding the potential increase in insurance costs linked to these enhanced requirements, possibly leading to opposition from these entities.

Contention

While SB68 addresses vital safety concerns, some points of contention may arise regarding its economic implications. Critics could argue that mandating greater coverage could lead to higher operational costs for transportation network companies, which may result in increased fares for consumers or decreased earnings for drivers. Ensuring that both the drivers' rights and the companies' operational feasibility are balanced will be an essential aspect of the discussions surrounding this legislation.

Companion Bills

No companion bills found.

Previously Filed As

LA SB65

Provides relative to dental referral plans. (8/1/21)

LA SB156

Provides that no property insurance policy shall prohibit an insured from hiring a public adjuster. (8/1/23)

LA SB44

Provides relative to the sale of policies issued by the Louisiana Citizens Property Insurance Corporation. (8/1/17)

LA HB294

Provides relative to regulation of long-term care insurance policies

LA SB179

Provides for automobile insurance coverage for transportation network drivers. (8/1/21) (EN NO IMPACT See Note)

LA SB102

Provides with respect to certain group health insurance policies. (8/1/21)

LA SB70

Provides relative to named storm deductibles for commercial properties. (8/1/21)

LA SB45

Provides relative to the definition of ocean marine insurance. (8/1/17)

Similar Bills

No similar bills found.