Connecticut Senate Bill SB00094

Connecticut 2023 Regular Session

• Introduced: 1/12/23
• Refer: 1/12/23

Caption

An Act Concerning Foreclosure, Assignment And Other Enforcement Actions For Unpaid Sewer Assessments And Other Fees And Charges.

Impact

By implementing this bill, the state aims to reduce the number of foreclosures involving owner-occupied properties due to unpaid sewer assessments. This change is expected to enhance housing stability for many families who might struggle with smaller unpaid debts. The law represents a significant shift in how the state handles such financial obligations, promoting a more compassionate approach towards homeowners and acknowledging the challenges faced by many in maintaining homeownership during tough economic times. Consequently, it could lead to a decrease in housing instability and strengthen community ties by keeping families in their homes.

Summary

SB00094 proposes to amend state statutes regarding foreclosure and other enforcement actions associated with unpaid sewer assessments and fees. Specifically, the bill seeks to prohibit such enforcement actions on owner-occupied real property when the total principal of these unpaid charges is less than four thousand dollars. This is aimed at providing assistance to homeowners who may face financial hardship, preventing them from losing their properties due to relatively small debts related to sewer assessments and fees. The bill emphasizes a protective measure for vulnerable homeowners by alleviating the risk of foreclosure due to minor financial issues.

Contention

While the bill has garnered support from various representatives advocating for homeowner protection, there are notable points of contention surrounding its potential to impact local government finances. Critics raise concerns about how this prohibition could limit municipalities' ability to collect overdue fees necessary for maintaining public services, such as sewer systems. Additionally, there are debates regarding the financial implications for local governments that may face increased financial strain as a result of reduced enforcement capabilities. Proponents argue that the long-term benefits of preventing unnecessary foreclosures will outweigh any short-term fiscal challenges for municipalities.