Provides for evidence in personal injury claims. (8/1/24)
Impact
By enacting this bill, Louisiana aims to provide a clearer framework in assessing personal injury claims. The removal of the presumption of causation is expected to make it more challenging for plaintiffs to prove their cases, especially when prior medical histories are not present. This could lead to a decrease in the number of lawsuits filed claiming damages in circumstances where previous conditions are claimed to influence new injuries. Supporters of the bill argue that this will help reduce frivolous claims and protect businesses and individuals from unjust liability.
Summary
Senate Bill 20, authored by Senator Seabaugh, introduces significant changes to the way causation is considered in personal injury claims in Louisiana. The bill stipulates that the absence of a prior illness or injury history cannot create a presumption of causation for injuries claimed against an individual or entity, unless the claim is raised under the Louisiana Workers' Compensation Law. This provision is aimed at clarifying the evidentiary standards in tort claims and will come into effect on August 1, 2024.
Sentiment
The sentiment surrounding SB 20 appears to be mixed but leans towards a pro-business stance among supporters. Advocates for the bill argue that it provides necessary legal protections, making clear the evidentiary hurdles that must be overcome in personal injury cases. However, critics of the bill express concern that it may unfairly disadvantage individuals who genuinely suffer injuries without a documented history. The debate reflects broader discussions about balancing the rights of injured parties against the need to prevent abuse of the legal system.
Contention
Notable points of contention in the discussions around SB 20 include concerns over fairness and access to justice for individuals with legitimate injury claims. Opponents worry that this bill could discourage injured parties from pursuing their legal rights due to the increased burden of proof required. Furthermore, there are fears that vulnerable populations may be disproportionately affected by such changes to the legal framework, potentially leading to inequitable outcomes in personal injury cases.
Provides the Louisiana Insurance Guaranty Association and the Louisiana Citizens Property Corporation shall not be liable for certain property damage insurance claims. (8/1/23)
Requires the insurer to provide upon written request of the insured claim file for certain records in connection with an unsettled property insurance claim. (8/1/23)