To amend title XXVII of the Public Health Service Act to require group health plans and health insurance issuers offering group or individual health insurance coverage to permit enrollees to obtain a 365-day supply of contraceptives.
Impact
If enacted, HB 4816 would significantly impact state laws concerning health insurance regulations by mandating that insurance providers offer a comprehensive supply of contraceptives. This amendment is expected to help align state health policies with national public health goals aimed at increasing access to reproductive health services. Moreover, it provides a clear directive to health providers and enrollees about their rights and benefits under health plans, potentially empowering a larger segment of the population to make proactive health choices.
Summary
House Bill 4816 aims to amend title XXVII of the Public Health Service Act by requiring group health plans and health insurance issuers to permit enrollees to obtain a 365-day supply of contraceptives at their option. This legislation is intended to facilitate better access to contraceptive methods, reducing the frequency of visits to healthcare providers and allowing individuals to manage their reproductive health more effectively. The bill seeks to eliminate any cost-sharing requirements associated with this supply, making it more affordable for individuals seeking contraceptive options.
Contention
Discussions surrounding this bill may highlight points of contention related to healthcare costs and the implications of mandated coverage. Critics could argue that requiring insurers to provide a 365-day supply without cost-sharing affects premium prices or disrupts the market dynamics of health insurance. Supporters, on the other hand, advocate that this bill is a vital step towards improved public health and individual rights regarding family planning. The tension could also reflect broader debates about women's health rights and the role of government in regulating health care provisions.
Same As
A bill to amend title XXVII of the Public Health Service Act to require group health plans and health insurance issuers offering group or individual health insurance coverage to permit enrollees to obtain a 365-day supply of contraceptives.
A bill to amend title XXVII of the Public Health Service Act to require group health plans and health insurance issuers offering group or individual health insurance coverage to permit enrollees to obtain a 365-day supply of contraceptives.
A bill to amend title XXVII of the Public Health Service Act, the Employee Retirement Income Security Act of 1974, and the Internal Revenue Code of 1986 to increase penalties for group health plans and health insurance issuers for practices that violate balance billing requirements, and for other purposes.