Us Congress 2023-2024 Regular Session

Us Congress Senate Bill SB3349

Introduced
11/28/23  

Caption

Insurance Data Protection Act

Impact

The bill seeks to amend existing sections of the United States Code, specifically aiming to repeal a paragraph pertaining to the subpoena and enforcement authority of federal regulators. By doing so, it will prevent these authorities from obtaining insurance company data without prior clearance. This legislation underscores the growing importance of data privacy in the financial sector and highlights state regulators' involvement in safeguarding the interests of insurance companies and their policyholders.

Summary

Senate Bill 3349, known as the Insurance Data Protection Act, aims to prohibit federal financial regulators, including the Federal Insurance Office, from directly collecting data from insurance companies. The intent of the bill is to safeguard the nonpublicly available data of these companies from potential misuse or unauthorized access by federal agencies. By emphasizing data privacy, proponents argue that the bill will enhance the confidentiality protections for insurance companies, thus fostering a more secure environment for sensitive financial and operational information.

Contention

While supporters of SB 3349 hail it as a necessary reform to fortify data protection, critics argue that it may hinder essential oversight capabilities of federal regulators. Opponents are concerned that the prohibition on data collection could impair the federal government's ability to monitor insurance companies effectively, especially in times of financial instability. The discussions around the bill have reflected broader tensions between the need for regulatory oversight and the imperative of protecting corporate privacy in the financial landscape.

Companion Bills

US HB5535

Related Insurance Data Protection Act

Previously Filed As

US HB3437

Insurance Data Protection Act

US SB1544

Insurance Data Protection Act

US HB5535

Insurance Data Protection Act

US SB5433

Genomic Data Protection Act

US SB863

Genomic Data Protection Act

US HB6573

Protecting Military Servicemembers' Data Act of 2023

US SB5170

Data Protection Act of 2024

US HB9219

Weather Data Taxpayer Protection Act

US SB1418

Children and Teens’ Online Privacy Protection Act

US SB4663

Unemployment Insurance Integrity and Accessibility Act

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IA HF668

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