Us Congress 2023-2024 Regular Session

Us Congress House Bill HB7121

Introduced
1/29/24  

Caption

Financial Regulators Revolving Door Enforcement Act

Impact

If enacted, HB 7121 will have significant implications for state laws regarding employment in the financial sector. The bill establishes a two-year restriction on employment after leaving a covered agency, thereby tightening the regulations surrounding the movement of personnel between the government and private sector. This is expected to enhance accountability and integrity within financial oversight agencies and reduce the risk of corruption or undue influence stemming from relationships formed during governmental service.

Summary

House Bill 7121, also known as the Financial Regulators Revolving Door Enforcement Act, aims to impose post-employment restrictions on certain former employees of insured depository institutions and credit unions. Specifically, the bill prohibits these individuals from accepting employment or consulting positions with covered agencies if they were employed as financial executive officers at institutions that were the subject of official actions by those agencies within a specified period. This is intended to reduce potential conflicts of interest and prevent situations where former agency employees might exploit their previous positions for personal gain.

Contention

Notably, the bill's provisions have spurred debate over the balance between necessary regulation and potential overreach. Supporters argue that it is a crucial step to ensure ethical practices and public trust in financial institutions, fostering a culture of accountability. On the flip side, critics contend that such restrictions could discourage talented individuals from pursuing careers in public service, thereby limiting the effectiveness of regulatory agencies. Further concerns were raised about the feasibility and enforcement of these restrictions, as well as their broad application that might unintentionally hinder legitimate career transitions.

Companion Bills

No companion bills found.

Previously Filed As

US HB8696

Block the Revolving Door Act

US HB8337

Bank Resilience and Regulatory Improvement Act

US HB7437

Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

US HB7510

Survivor Financial Safety and Inclusion Working Group Act

US HB7835

Hatch Act Enforcement Transparency and Accountability Act

US HB7420

Ensuring Diversity in Community Banking Act

US HB3556

Increasing Financial Regulatory Accountability and Transparency Act

US HB5900

Security Clearance Revolving Door Act of 2023

US HB2702

FIRM Act Financial Integrity and Regulation Management Act

US HB2516

End the Congressional Revolving Door Act

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US HB7420

Ensuring Diversity in Community Banking Act

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Bank Supervision Appeals Improvement Act of 2024

US SB2860

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US HB8337

Bank Resilience and Regulatory Improvement Act

US HB987

Fair Access to Banking Act

US HB758

Promoting Access to Capital in Underbanked Communities Act of 2023

US HB478

Promoting New Bank Formation Act

US SB4824

American Housing and Economic Mobility Act of 2024 Community Reinvestment Reform Act of 2024