SHIELD Act Secure Handling of Internet Electronic Donations Act
Impact
Should HB 9488 be enacted, it would significantly amend current statutes related to health insurance regulations and patient care standards. This bill intends to streamline the insurance process, making it easier for individuals to understand their options and the associated costs. One of the main objectives is to prevent surprise medical billing and hold insurers accountable for their coverage decisions, thus promoting a healthier population and improving public health outcomes overall.
Summary
House Bill 9488 aims to improve healthcare affordability and access across the state by implementing various reforms to insurance practices and public health initiatives. The bill proposes to enhance coverage options for residents, promote preventative care, and ensure that insurance companies provide transparent information regarding costs and available services. By addressing both affordability and access, the bill seeks to potentially lower insurance premiums and expand the range of services covered under existing policies.
Sentiment
The sentiment surrounding HB 9488 has been generally positive among advocacy groups and healthcare professionals who support its focus on improving patient rights and flattening the rising cost of healthcare. However, some insurance industry representatives have expressed concerns regarding the potential financial impact the bill could have on their operations and the healthcare market at large. There's a recognition that while the bill aims to enhance patient welfare, it may also lead to unintended consequences if not carefully implemented.
Contention
Notable points of contention include discussions about the potential overreach of government in regulating insurance rates and healthcare practices. Critics argue that while the intentions of HB 9488 are noble, the methods proposed could hinder innovation in the healthcare sector, adversely impacting insurance companies' ability to offer competitive products. Additionally, the roles of various stakeholders in the healthcare system—like providers, insurers, and patients—have been thoroughly debated, emphasizing the need to balance interests while striving for equitable health access.
To amend the Federal Election Campaign Act of 1971 to prohibit the solicitation and acceptance of a recurring contribution or donation in a campaign for election for Federal office by any method which does not require the contributor or donor to give affirmative consent to making the contribution or donation on a recurring basis, and for other purposes.
Campaign finance: contributions and expenditures; funds donated to a candidate for recall efforts; require candidate to establish a separate account used for recall purposes. Amends secs. 3, 11, 12, 21, 24 & 52 of 1976 PA 388 (MCL 169.203 et seq.) & adds sec. 21b.
Campaign finance: contributions and expenditures; provision related to officeholders raising funds when facing a recall; modify, and require candidate to establish a separate account used for recall purposes. Amends secs. 3, 11, 12, 21, 24 & 52 of 1976 PA 388 (MCL 169.203 et seq.) & adds sec. 21b.