Health benefit plan; allow electronic delivery of certain communications.
Impact
The implementation of SB2614 is expected to have a significant impact on the way health benefit plans operate in the state. It provides clearer guidelines for insurers and plan sponsors regarding the delivery of communications, thus potentially lowering costs associated with printing and mailing. Additionally, it aims to enhance the efficiency of communication between insurers and covered individuals, allowing for quicker updates and information dissemination. However, it also requires that consent for electronic communications is given knowingly and that individuals are made aware of their option to opt-out.
Summary
Senate Bill 2614 proposes the enactment of a new section in the Mississippi Code of 1972, specifically Section 83-5-858, which aims to streamline communication processes for health benefit plans. The legislation allows a plan sponsor, which could be an employer or a collective group, to consent on behalf of the individuals covered under the plan for receiving all plan-related communications electronically. This includes the electronic delivery of health insurance identification cards. The bill is largely intended to modernize how health information is communicated, reflecting the increasing reliance on digital communication in today’s society.
Contention
Despite its benefits, the bill may face contention concerning privacy and the digital divide. Advocates argue that while the digital communication method is more efficient, it could disadvantage those who may not be comfortable or familiar with electronic communications. Critics may also express concerns over potential data security issues arising from increased electronic data exchanges. Therefore, while the bill seeks to enhance communication efficiency, it is critical that safeguards are established to protect covered persons' rights and ensure equitable access.
Relating to the authority of a health benefit plan sponsor to consent to electronic delivery of certain communications on behalf of a party enrolled in the plan.
Relating to the authority of a health benefit plan sponsor to consent to electronic delivery of certain communications on behalf of a party enrolled in the plan.
Permitting a plan sponsor to authorize electronic delivery as the standard method of delivery of all plan documents and health insurance identification cards made to health benefit plan covered persons covered by a health benefit plan.
Insurance; plan sponsor of health benefit plan to consent on behalf of a covered person to the electronic transmittal or electronic posting of such plan; allow
Relating to appointment of and performance of notarial acts by an online notary public and online acknowledgment and proof of written instruments; authorizing a fee and creating a criminal offense.