Mississippi Senate Bill SB2609

Mississippi 2024 Regular Session

• Introduced: 2/19/24
• Refer: 2/19/24
• Failed: 3/5/24

Caption

Liability insurance; impound vehicles operated without mandatory limits.

Impact

The passage of SB2609 is poised to have significant implications for state laws regarding motor vehicle insurance and enforcement measures. By mandating vehicle impoundment for non-compliance with insurance laws, the bill potentially increases the accountability of vehicle owners to maintain proper insurance coverage. This amendment serves both to deter uninsured driving by imposing stricter consequences and to ensure that damages from traffic incidents can be recouped by victims through insurance claims.

Summary

Senate Bill 2609 amends Section 63-15-4 of the Mississippi Code to establish mandatory impoundment of motor vehicles for owners or operators found to be without required liability insurance. The amendment aims to strengthen compliance with state insurance laws by allowing law enforcement to impound vehicles if a violation is determined. The bill stipulates that a driver must display an insurance card either in paper or electronic format, affirming financial responsibility. Emergency responders and law enforcement are authorized to check insurance cards during traffic stops and roadblocks.

Contention

Points of contention surrounding SB2609 arise from concerns regarding its impact on low-income individuals who may struggle to maintain mandatory insurance coverage. Critics argue that the impoundment provisions might disproportionately affect those who are financially vulnerable, as the costs associated with vehicle retrieval after impoundment could lead to additional burdens. Additionally, advocates for civil liberties express worries about potential overreach in law enforcement's ability to verify insurance and the implications that could have on individual privacy related to the access of electronic devices during traffic stops.