Provides that charges imposed by certain state chartered banking institutions in connection with a check or other written order drawn on insufficient funds shall not exceed the greater of five dollars or the pro rata share of such state chartered banking institution's total direct costs and charge-off losses for providing non-covered overdraft credit.
Prohibits hospitals and health care providers from storing credit card information without signed written consent and requires disclosure if such information could be used to pay balances.
Authorizes electronic absentee ballot applications for military voters and special federal voters; removes requirements that the federal post card application form be included with certain ballot application and ballots; requires institutions of higher education to provide students studying abroad with information on how to vote from abroad.
Authorizes electronic absentee ballot applications for military voters and special federal voters; removes requirements that the federal post card application form be included with certain ballot application and ballots; requires institutions of higher education to provide students studying abroad with information on how to vote from abroad.
Requires that any electronic benefit transfer services for special supplemental nutrition program for women, infants and children (WIC) benefits shall ensure that two electronic benefit transfer credit or debit cards are issued for use by any recipient household having more than one parent or guardian residing in the household on a full-time basis.
Establishes the bank of Rochester, including provisions related to definitions; sponsors and corporate structure; powers and restrictions; governance; charter requirements; financial and operations frameworks; transparency and financial reporting; insurance; deposits; policy mandates; ethics and financial disclosure; inconsistency with other laws; and owners not to be considered bank holding companies.